My first suggestion on a tight budget is to troll ebay, the dakka swap shop, and bartertown. There are usually some good deals there.
That being said, if you do buy things full retail, I would suggest a Varghulf and some flavor of Vampire which will give you roughly 1000 points. Just be aware that 20 Skeletons is a bit small for the unit even at 1000 points. The Wight King is cheap at $15 and is easily converted into a Vampire with a head swap (or you can just use him as the Wight King). I'd also recommend when it comes to list building to not mount the Necromancer on the cart. He's much more useful on foot and it's an easy conversion from the cart. You army should look something like this:
Vampire Hero - wiv gubbins
Master Necromancer
20 Skeletons - musician, banner
20 Ghouls
5 Dire Wolves
5 Dire Wolves
Corpse Cast - Lodestone (the stone helps you get the most out of Invocation of Nehek to help with your low numbers)
Varghulf
Gives you a nice strong magic phase for 1000 points which will help since your units are a bit small. If you buy the battalion, Wight King, and Varghulf you're looking at $177 (full retail). Then just convert the Wight King and Master Necromancer out of what you have and voila!
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