Forum adverts like this one are shown to any user who is not logged in. Join us by filling out a tiny 3 field form and you will get your own, free, dakka user account which gives a good range of benefits to you: No adverts like this in the forums anymore. Times and dates in your local timezone. Full tracking of what you have read so you can skip to your first unread post, easily see what has changed since you last logged in, and easily see what is new at a glance. Email notifications for threads you want to watch closely. Being a part of the oldest wargaming community on the net. If you are already a member then feel free to login now.

 Reavsie wrote:

 d-usa wrote:


He also had a popular radio show and podcast. I like his baby steps and his books, but my main issue is that his show has a ton of politics mixed into many of his answers. I don’t think you would have an issue with that though (not meant as a dig against you, he just leans very right-libertarian).

Yes, I can happily ignore his political and religious comments as the plan is solid. The politics are not so relevant to me living in the UK. Not religious myself, but the values promoted by most religions are pretty acceptable to most people (IE killing and stealing are wrong) so that didn't put me off too much.

My wife is a Vicar so Dave's beliefs on that front reduced her initial resistance to looking at this stuff and was largely responsible for bringing her on board.

His political commentary is part of the reason I mentioned his books, because they are mostly free of them. So even if someone disagrees with his stance, I would still recommend his books to learn about his approach to personal finance.

I used to listen to him, but I couldn’t stand how there would sometimes be 5 minutes of anti-government rants followed by a 30 second answer to a question. There is a reason he is usually on the same AM stations as Rush and Hannity.

My (now ex) wife and I followed (mostly) the Dave Ramsey method of using cash and "snowballing" payments. We cleared up a fair amount of debt before our divorce.

I have continued to use the cash and budgeting system, and it has worked well.

Need to discipline myself to "play less" a bit more, though.

The snowballing system works really well, but the trick is to not get behind in the first place.

Monthly recurring payments of any type are the devil!

Does this include the monthly taxes getting paid out of my paycheck!