My first suggestion is to argue the case for the hurricane bolter.
"Codex DA models treat boltguns as 2/4".
"A hurricane bolter consists of 3 twin linked boltguns"
Note it doesn't say "fires as" or "fires like" it is "consists of" it's literally 3 boltguns and boltguns are affected.
If they wont go for it then it sucks, cos it's the most logical reading of it.... but I'd still use crusaders just without the banner, or a vanilla raider if you need more AV and can spare the transport capacity. All depends on your list and who you're facing. Without the banner it's still good, just better with.
Edit: if you're low on Anti tank stuff take the vanilla raider, it's fine. The best things about the crusader are the capacity and the frag assault launchers. If you aren't in need of an 8 termie squad charging via the vehicle it's unnecessary. Which changes it to a choice of weapons. If you need anti tank I'd take the raider. I like moving them 6-12 with the POTMS it's amazing, and rerolls for snap shots, still viable if you require what it can do, definitely.
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