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The important thing is that you enjoy what you do

Andyou’re a Good Paw to your kiddos. Which given your efforts I’m just gonna assume

 Mad Doc Grotsnik wrote:
Not too shabby!

Whilst I can’t pretend I make anywhere near that, I remain thankful I am at least on a perfectly comfortable income, which covers a good deal more than my bare necessities.

Plus, I can now make custom mugs (for tea and coffee and that), so once I’ve figured out how best to advertise, I can have a nice extra income. Which will first be put toward paying down debts, then go into a separate savings pot for Very Nice Things, like perhaps another trip to New York!

Slightly off topic but other than 'acceptable debt' in the UK, e.g. car finance, mortgage and student loan.... I will be officially debt free by July. No more credit cards or overdrafts.

I could pay it all off now, but it is 0%APR and I am earning 4.5% on savings, so just laying out £250 a month to settle the balance right now. I cannot wait, feels like a huge life achievement after stupidly racking up some debts in my youth. Unbelievably managed to sustain a plastic crack habit along side this paying off the debt as well.

Awesome, good work. We had similar around 20-odd years ago, ran up a bit of debt on credit cards to make ends meet when my wife was long-term sick. Shuffled it around on 0% balance transfers and chipped away over some years. Felt great when it was gone!

The student debt loan payoff was like crossing a finish line.

Crispy78 wrote:
Awesome, good work. We had similar around 20-odd years ago, ran up a bit of debt on credit cards to make ends meet when my wife was long-term sick. Shuffled it around on 0% balance transfers and chipped away over some years. Felt great when it was gone!

Aye, one of the good things about the early part of the pandemic was being able to clear off credit cards out of the way.

Doing so is probably part of the reason my side of buying a house has been fairly smooth sailing so far - just a shame, as far as I can tell, about the vendor's solicitors!

It is a great feeling to get your debts paid off. To have all your post-tax income to yourself, less essential unavoidable bills, you suddenly feel incredibly rich!

Though the sensible part of my brain encourages me that, once I’ve paid it off (I could do it in a year if I really committed), to match the pay-off period with a saving period.

It's like unlocking a whole new level of financial freedom, right? The idea of matching the pay-off period with a saving period is super sensible and smart! Planning for the future is like giving yourself a high-five down the road.

By the way, ever thought about exploring electrician programs? I came across this info that Western Dakota Technical College offers electrician programs — might be an electrifying option to consider!

IDK if this is technically threadomancy.
But after the results of a company wide survey my work realized a lot of us where getting tired and burntout. They realized a lot of people where calling out before. we had a meeting where we aired grievances and more.
Just had another one and there are alot of action items to help up reduce burnout, more PTO, reduced work days and workweek requirement, unless its an emergency, i can no longer be called to sub before my first session of the day or after my last. Alot of kinda cool stuff.
So, remember, there are good workplaces out there!!!!

Nice!

Me? As of Monday, I’m mentoring again.

Whilst that is gonna be a different kind of work, it’s something I’ve done before, and well for a number of years.

It also means a greatly reduced caseload. Which is great, as I’ve been able to palm off a couple of horror shows.