Because "only" and "240 points" don't deserve to be in the same sentence!
Units of 5 are fine, but the fact that they fold up and die as soon as they get assaulted by a space marine or hit by a flamer makes them quite vulnerable despite their good cover save.
Lets look at cover-save-denying units:
Any unit with a flamer (tactical marines, chaos space marines, obliterators, IG infantry squads, special weapon squads, storm troopers, veteran squads, command squads, sisters of battle, obliterators, storm guardians, wraithlords, etc.)
Any unit with a heavy flamer (terminators, chaos terminators, land speeders, immolaters, sternguard, IG squads, chimeras, etc.)
Hell Hounds
Sternguard bolters
Burna boyz
One of the new Leman Russ variants.
Collosus
Whirlwinds
LR Redeemer
Homonculi w/ their super-flamer-thing
Flamers (the daemons unit)
DA psykers
Chaos psykers
etc. etc.
Don't get me wrong, I use a unit, but most army lists will have something that makes them dead real fast, and they're expensive for what they can do.
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