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As always, we need to see the rule first...

But I've heard a fair amount of correlation from different sources that it does kill the model it touches, doesn't allow any save, etc. etc.

IMO, this is a bad rule. I think all the "hey, MAN UP" guys are missing the point here... YES there are ways to deal with it. SURE there are models that will laugh it off. NO one single power doesn't break a whole Codex, or game system, or whatever.

The problem is that this rule strikes me as just being a "bad idea." The scale of this rule is off, it's too "all or nothing." This leads to a rocks-paper-scissors effect that's really unfun to play.

Sure, there will always be some of that... But you want to try to build the rules so it's not as pronounced. I feel like this rule fails at that. It creates a situation where any low I army is just DONE, and any high I army is laughing at the 400 points mostly wasted.