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I voted Army builder, as it's the only one I've used. It was very useful when I got back into the hobby after many years out, but my last few lists were done with pen and paper, or Excel. I cannot understand people who use word for this, when excel is far better with this type of stuf.
I want to do the same as someone else said, and do the drop-down boxes or lookups, and if I ever have some spare time I may try to make them for my armies.