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Pretty straightforward:
I have AB 3.2 downloaded, I need to buy a license, wolflair doesn't use paypal, I don't want to pay shipping for what is technically digital goods.

Anyone have a site that sells license keys thru paypal and just sends them in email?

I suggest, on a personal viewpoint, that you don't bother with Army Builder.

Try this out for size...

http://www.battlescribe.net/

where do I find the game systems there?

Game system and catalog files can be found here:

http://knowledgeforge.net/bsdata/downloads.html