What do you reckon the Necron insurance and warranty is? because common, we keep shooting, bashing, vaporising, slashing and gashing these metal monstrosities and the cheeky

keep getting sent back and repaired FOR FREE! (seemingly anyway) if that isn''t one hell of a full parts and labour warranty i dont know is, because
id love to have that sort of cover on my body and equipment (especially my knees and wrists where old injury come back to haunt me.... ouch), but common, even space marines have to pay for having there repaired and re-blessed, so anyway, necrons have been asleep for like, 65 million years? (meaning eldar and orks are at LEAST 65 million years old yes?) so either they must pay a fortune for repairs, or be bloody good negotiators or simply lucky, but my question is this,
how much are they paying for insurance (if they do in £ (not euros!) if possible) & warrenty
how long is it for since they WILL ALLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL FAIL the day after it runs out (washing machines DONT live longer with calgon)
what does it cover, parts and labour, materials, do they have third party fire and theft?
you tell me x) personally, i think there fiddling the system behind the scenes