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Are you allowed? Wouldn't the "charge what you shoot rule" apply?

There is an exception. The unit that wrecks/destroys a transport may charge the passengers.

Unit A shoots a transport, but does not wreck/destroy it. Then Unit B shoots and wrecks the transport. Unit B may charge the passengers but unit A may not.

Yes, it is a specific exception to the normal rules, and an explicit change to 4th.

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Note that, out of the units that shot at the vehicle, ONLY the unit that destroyed the vehicle can assault the passengers.