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If you do end up going MRRF I strongly recommend a Para Commando. At 20 points they are stupidly good: BS12, Mimetism and AD: Parachutist is nothing to dismiss. Take a Chasseur Minelayer to cover the fact that you are missing a model aswell. None of your opponents will expect the AD if you have 10 figs/markers on the board.

I would also recommend a Zouave Sniper over the Moblot Sapper but I suspect that has already been mentioned.

I wouldnt worry too much about the painting side, im not the best painter and i get by (you can see pics of my MRRF and Highlander 150pt lists in the community pledging thread) there will always be people out there that will put your painting to shame, just do the best you can!