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I wouldn't just handout a ship as the ship is an indicator of the groups prestige. Personally I would require at least 2 greater endeavours (which don't give any profit) concentrating on the ship. The first would be its aquisition (space combat and boarding or locating and salvaging it from a hulk etc) and the second would be outfitting it and making it space worthy, locating contacts, signing contracts, hiring crew etc. Just letting them buy it is a little too easy IMO.
I would also make sure that it is an upgrade to whatever it is they have now.
Personally I don't like having fleets in Rogue Trader, I much prefer the PC's to control a single ship whle the other House ships are providing off screen aid or doing something vital elsewhere.
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