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Do I only get to roll on the warlord traits table if I pick a named character, or do I still get one with a Captain/Chaplain?

'The Warlord' doesn't say anything about requiring a named character.

That makes sense. I guess I was just over thinking it.

Thanks Mr. Shine.

Quite the opposite in fact. Only a few named characters get to roll on Warlord tables - they mostly come stock with one already generated (which is ignored if you don't choose them as the warlord).

Your Warlord can be any character in your army, meaning that a lowly sergeant can end up with a warlord trait.

If your army doesn't contain any characters (unlikely, but not impossible), then your warlord can be anybody (though they don't get a trait).