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I am with Oggthrok on this one. I do like the more open and loose style, but without points I worry about being an "accidental jerk." I have seen games where the people thought the lists were even but didnt realize they had taken elite units against basic units. (Think 10 Ard' boys to fight 10 Dwarf Warriors) terribly imbalanced but both players thought they were bringing a their faction's most basic unit. With points, i find it much less stressful. I can know without much effort that an extra Gyro' is needed with the Wariors to keep things close-ish. So while I would love to always play narrative type games, matched is my default because realistically I am just not that familiar with most armies and couldnt really set a "balanced" list.