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Just want to be clear on whether a sisters squad (or celestine) can use their act of faith to move out of combat and then still charge something later that turn. Someone told me that it happens before the start of the turn so you can...

I would say no:
- The rulebook says you can't choose a unit to make a charge if it fell back that turn (page 182)
- Act of faith is "at the start of each of your turns", so it is very much during the turn (and not before the turn starts).

Ah ok - makes sense then! Thank you

If on your opponents turn you lose a Character you could use the stratagem to use an AoF and then bail from combat without being penalized on your next turn. Not as useful/easy/reliable, but an option.