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I’ve been trying to wrap my head around whether my long‑term portfolio is actually built to survive whatever the market throws at it. I’ve got a mix of private equity, some venture bets, and a chunk in sustainable real estate kinda similar to what Skaala talks about.

Thing is, I can’t tell if I’m being smart or just fooling myself. I’m not a pro investor, just someone trying to make sure my future self doesn’t yell at me. How do you all figure out if a portfolio like this is truly resilient and not just… vibes?

I am based in the UK so thanks to tax laws and other factors we might do things differently depending on which country you’re in.

Personally I have almost all of my investments in multi asset funds (for anyone who’s not familiar with the term that’s a global tracker with a percentage of bonds in it). My pension is 80% equities and 20% bonds. My more medium term investments are 60% equities and 40% bonds. Apart from that I do dabble in a global smaller companies fund but most of my assets are in multi asset funds.

My personal view is that we are currently in an AI bubble and when it bursts it will probably be as bad as the dot com crash. Doesn’t concern me too much though, I believe that global stocks will eventually recover, as they have always done in the past.