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@MGS: Nice! Although if he had been silly enough to assault you, you would have had a chance to rally. I made that mistake once with Celestine vs <1/2 squad of ork boys.

My personal story, this isn't much for a rule but more of a wargear...I forgot my Obliterators has Powerfists for a a few months and couldn't figure out why they weren't that great in CC. A friend of mine used to think extra armor added +1 to the armour value. I was playing my 2nd game ever as CSM with a Sorcerer with Bolt of change, and a Chaos Lord with a Combi Melta (I didn't know what I was doing at the time and I think that was all the Anti-Armour I had). He gave his Furioso Dreadnought wings and Extra Armor claiming it boosted his armor value to 14 meaning it was literally a ing flying Land Raider almost. He preceded to kill everything I had that could so much as scratch it and claim the easiest win ever.

Edit: I got one more. When my group of friends was still learning...we thought FNP worked through everything. Including AP 1/2, Power Weapons, Fists...you name it. It was quite the funny story when we learned how wrong we were afterwards.