Hording them is fine I normally one horde of ghouls that's 30+
But I also like running em 7 wide and really deep to get rid of steadfast.
Also as far as core units go stay away from ever paying for zombies,
they're easy to summon and they are hardly even worth their free price tag
As far as skeletons go unless you love the models or NEED the armor save, for 8 points a model I think the ghouls are the way to go.
2 attacks and poison is really good, and I think they have a point higher
WS than skeletons also.
I realise the armour save makes skeletons more survavable than just T4 (not enough to matter
imo)
and that would be a problem in an army where you cant raise your losses almost effortlessly, especially with summon ghouls.