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![[Post New]](/s/i/i.gif) 2012/12/13 18:23:19
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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5th God of Chaos! (Yea'rly!)
The Great State of Texas
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http://www.bloomberg.com/news/2012-12-12/aetna-ceo-sees-obama-health-law-doubling-some-premiums.html
Aetna CEO Sees Obama Health Law Doubling Some Premiums
By Alex Nussbaum - Dec 12, 2012 11:01 PM CT ..Facebook Share LinkedIn Google +1 122 Comments
Print QUEUEQ..Health insurance premiums may as much as double for some small businesses and individual buyers in the U.S. when the Affordable Care Act’s major provisions start in 2014, Aetna Inc. (AET)’s chief executive officer said.
While subsidies in the law will shield some people, other consumers who make too much for assistance are in for “premium rate shock,” Mark Bertolini, who runs the third-biggest U.S. health-insurance company, told analysts yesterday at a conference in New York. The prospect has spurred discussion of having Congress delay or phase in parts of the law, he said.
“We’ve shared it all with the people in Washington and I think it’s a big concern,” the CEO said. “We’re going to see some markets go up as much as as 100 percent.”
Bertolini’s prediction is at odds with Congressional Budget Office estimates that the law will have little effect on small and large-employer plans and the Obama administration’s projections that middle-class families will actually save money. The 2010 law is expected to extend health care to about 30 million people who otherwise couldn’t get insurance, paid for by new taxes and fees on companies and wealthier individuals.
Those taxes will make coverage more expensive for insurers, as will other provisions such as a ban on discriminating against people with pre-existing medical conditions, Bertolini said. Premiums are likely to increase 25 percent to 50 percent on average in the small-group and individual markets, he said, citing projections by his Hartford, Connecticut-based company.
High Estimate
The one-time jump in rates also includes increases in costs that would come even without the law, Bertolini said.
“That just seems silly,” said Gary Claxton, a vice president at Kaiser Family Foundation, a Menlo Park, California- based nonprofit that studies health issues. “I can’t imagine anything going on in the small-group market that would change the average premium that much. On the individual market, there’s arguments for things changing, but those magnitudes seem high.”
The Obama administration said last year that “middle-class families” buying insurance through the law’s new online exchanges may save as much as $2,300 a year starting in 2014. Nick Papas, a White House spokesman, declined to comment on Bertolini’s predictions.
The CBO estimated in 2009 that the law will increase premiums 10 percent to 13 percent for individuals and have little effect on small and large-employer plans. After the subsidies are factored in, individual bills will go down by about 60 percent, the agency predicted.
About 43 percent of people who buy on the exchanges, or individual markets outside of them, won’t be eligible for subsidies, according to the report. They would see premium increases “somewhat less” than 10 percent to 13 percent, CBO predicted.
To contact the reporter on this story: Alex Nussbaum in New York at anussbaum1@bloomberg.net
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-"Wait a minute.....who is that Frazz is talking to in the gallery? Hmmm something is going on here.....Oh.... it seems there is some dispute over video taping of some sort......Frazz is really upset now..........wait a minute......whats he go there.......is it? Can it be?....Frazz has just unleashed his hidden weiner dog from his mini bag, while quoting shakespeares "Let slip the dogs the war!!" GG
-"Don't mind Frazzled. He's just Dakka's crazy old dude locked in the attic. He's harmless. Mostly."
-TBone the Magnificent 1999-2014, Long Live the King!
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![[Post New]](/s/i/i.gif) 2012/12/13 18:36:35
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Hallowed Canoness
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That over sized piece of legal junk referred to as the ACA is so jacked up no one still knows exactly what's in it. Throw it out and let's try this again with out the clusterfeth.
All free market or all social. In between just screws everyone over.
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I beg of you sarge let me lead the charge when the battle lines are drawn
Lemme at least leave a good hoof beat they'll remember loud and long
SoB, IG, SM, SW, Nec, Cus, Tau, FoW Germans, Team Yankee Marines, Battletech Clan Wolf, Mercs
DR:90-SG+M+B+I+Pw40k12+ID+++A+++/are/WD-R+++T(S)DM+ |
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![[Post New]](/s/i/i.gif) 2012/12/13 18:40:32
Subject: Re:Aetna CEO Sees Obama Health Law Doubling Some Premiums
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5th God of Chaos! (Ho-hum)
Curb stomping in the Eye of Terror!
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Why is water wet?
We knew this come...
In other news, CA Blue Cross/Shield is raising premiums by 20%! Who whouldyathunk that?
http://www.latimes.com/business/la-fi-blue-shield-rates-20121213,0,6546740.story Automatically Appended Next Post: KalashnikovMarine wrote:That over sized piece of legal junk referred to as the ACA is so jacked up no one still knows exactly what's in it. Throw it out and let's try this again with out the clusterfeth.
All free market or all social. In between just screws everyone over.
Acutally, we need a little of both... a hybrid.
But, in this regards... I don't trust the government to play well with the Market... so... go full bore Canadian model. Couldn't get much more expensive...
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This message was edited 1 time. Last update was at 2012/12/13 18:41:56
Live Ork, Be Ork. or D'Ork!
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![[Post New]](/s/i/i.gif) 2012/12/13 18:50:05
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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5th God of Chaos! (Yea'rly!)
The Great State of Texas
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KalashnikovMarine wrote:That over sized piece of legal junk referred to as the ACA is so jacked up no one still knows exactly what's in it. Throw it out and let's try this again with out the clusterfeth.
All free market or all social. In between just screws everyone over.
Sort of agree actually.
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-"Wait a minute.....who is that Frazz is talking to in the gallery? Hmmm something is going on here.....Oh.... it seems there is some dispute over video taping of some sort......Frazz is really upset now..........wait a minute......whats he go there.......is it? Can it be?....Frazz has just unleashed his hidden weiner dog from his mini bag, while quoting shakespeares "Let slip the dogs the war!!" GG
-"Don't mind Frazzled. He's just Dakka's crazy old dude locked in the attic. He's harmless. Mostly."
-TBone the Magnificent 1999-2014, Long Live the King!
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![[Post New]](/s/i/i.gif) 2012/12/13 19:05:30
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Avatar of the Bloody-Handed God
Inside your mind, corrupting the pathways
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So the head of a large insurance company wants to gouge more money from people and pass the blame? NEWS JUST IN!
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![[Post New]](/s/i/i.gif) 2012/12/13 19:08:28
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Fixture of Dakka
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SilverMK2 wrote:So the head of a large insurance company wants to gouge more money from people and pass the blame? NEWS JUST IN! 
It's almost like His sort of thing was totally predictable when the purchase of insurance was mandated by law.
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Avatar 720 wrote:You see, to Auston, everyone is a Death Star; there's only one way you can take it and that's through a small gap at the back.
Come check out my Blood Angels,Crimson Fists, and coming soon Eldar
http://www.dakkadakka.com/dakkaforum/posts/list/391013.page
I have conceded that the Eldar page I started in P&M is their legitimate home. Free Candy! Updated 10/19.
http://www.dakkadakka.com/dakkaforum/posts/list/391553.page
Powder Burns wrote:what they need to make is a fullsize leatherman, like 14" long folded, with a bone saw, notches for bowstring, signaling flare, electrical hand crank generator, bolt cutters.. |
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![[Post New]](/s/i/i.gif) 2012/12/13 19:11:16
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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5th God of Chaos! (Yea'rly!)
The Great State of Texas
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Its almost like they secretly helped write the bill...
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-"Wait a minute.....who is that Frazz is talking to in the gallery? Hmmm something is going on here.....Oh.... it seems there is some dispute over video taping of some sort......Frazz is really upset now..........wait a minute......whats he go there.......is it? Can it be?....Frazz has just unleashed his hidden weiner dog from his mini bag, while quoting shakespeares "Let slip the dogs the war!!" GG
-"Don't mind Frazzled. He's just Dakka's crazy old dude locked in the attic. He's harmless. Mostly."
-TBone the Magnificent 1999-2014, Long Live the King!
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![[Post New]](/s/i/i.gif) 2012/12/13 19:17:48
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Longtime Dakkanaut
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I RIDE FOR DOOMTHUMBS! |
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![[Post New]](/s/i/i.gif) 2012/12/13 19:18:30
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Decrepit Dakkanaut
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It's like CEOs firing people to maximize profits, and using the election as an excuse to downsize.
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![[Post New]](/s/i/i.gif) 2012/12/13 19:55:07
Subject: Re:Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Hallowed Canoness
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whembly wrote:
KalashnikovMarine wrote:That over sized piece of legal junk referred to as the ACA is so jacked up no one still knows exactly what's in it. Throw it out and let's try this again with out the clusterfeth.
All free market or all social. In between just screws everyone over.
Acutally, we need a little of both... a hybrid.
But, in this regards... I don't trust the government to play well with the Market... so... go full bore Canadian model. Couldn't get much more expensive...
That's what the ACA is. A hybrid, and it's a complete mess. The Canadian/British Model would count for "Full Social"
As to cost I believe some of our Canadian dakkanauts have provided the math to show that a full on NHS style system would actually be cheaper then the current Hybrid Clusterfeth.
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I beg of you sarge let me lead the charge when the battle lines are drawn
Lemme at least leave a good hoof beat they'll remember loud and long
SoB, IG, SM, SW, Nec, Cus, Tau, FoW Germans, Team Yankee Marines, Battletech Clan Wolf, Mercs
DR:90-SG+M+B+I+Pw40k12+ID+++A+++/are/WD-R+++T(S)DM+ |
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![[Post New]](/s/i/i.gif) 2012/12/13 21:26:47
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Battlefield Tourist
MN (Currently in WY)
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Clearly, it is the Union's fault!
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Support Blood and Spectacles Publishing:
https://www.patreon.com/Bloodandspectaclespublishing |
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![[Post New]](/s/i/i.gif) 2012/12/13 21:31:52
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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[ARTICLE MOD]
Fixture of Dakka
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It's just all fubar how they've approached it from the beginning. It's obvious that they're in bed with the insurance folks, because otherwise they'd have gone after the cost side of the equation, rather than who pays.
Forcing an insurance company to cover pre-existing conditions is stupid too. Insurance is about risk transferal. There's no risk associated with pre-existing conditions, just a cost. No one would think twice about an auto-insurance company denying a claim from someone who got in an accident before they bought a policy, yet we think medical insurance should do just that? That's not insurance, it's more like a group purchasing plan.
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![[Post New]](/s/i/i.gif) 2012/12/13 21:34:45
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Fixture of Dakka
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There's already a union thread for you to spam without contributing. Keep it there.
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Avatar 720 wrote:You see, to Auston, everyone is a Death Star; there's only one way you can take it and that's through a small gap at the back.
Come check out my Blood Angels,Crimson Fists, and coming soon Eldar
http://www.dakkadakka.com/dakkaforum/posts/list/391013.page
I have conceded that the Eldar page I started in P&M is their legitimate home. Free Candy! Updated 10/19.
http://www.dakkadakka.com/dakkaforum/posts/list/391553.page
Powder Burns wrote:what they need to make is a fullsize leatherman, like 14" long folded, with a bone saw, notches for bowstring, signaling flare, electrical hand crank generator, bolt cutters.. |
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![[Post New]](/s/i/i.gif) 2012/12/13 22:14:06
Subject: Re:Aetna CEO Sees Obama Health Law Doubling Some Premiums
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[MOD]
Anti-piracy Officer
Somewhere in south-central England.
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Hey everyone, this is the OT Forum but let's stick vaguely close to the point, eh?
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![[Post New]](/s/i/i.gif) 2012/12/13 22:42:34
Subject: Re:Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Last Remaining Whole C'Tan
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Kilkrazy wrote:Hey everyone, this is the OT Forum but let's stick vaguely close to the point, eh?
Ridiculous. While for a scouting type mission her lack of pants will provide some extra mobility, I have to think that benefit is more then offset by her increased vulnerability to small arms fire.
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lord_blackfang wrote:Respect to the guy who subscribed just to post a massive ASCII dong in the chat and immediately get banned.
Flinty wrote:The benefit of slate is that its.actually a.rock with rock like properties. The downside is that it's a rock |
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![[Post New]](/s/i/i.gif) 2012/12/13 22:51:49
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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[MOD]
Anti-piracy Officer
Somewhere in south-central England.
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Don't diss the Mistress of SM Chapter Space Foxxx.
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![[Post New]](/s/i/i.gif) 2012/12/13 23:15:10
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Dakka Veteran
Anime High School
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It's all a big conspiracy. I don't trust anything the insurance industry has to say.
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![[Post New]](/s/i/i.gif) 2012/12/13 23:18:07
Subject: Re:Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Depraved Slaanesh Chaos Lord
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Kilkrazy wrote:Hey everyone, this is the OT Forum but let's stick vaguely close to the point, eh?
Cuirass? Check.
Gauntlets? Check.
Bracers? Check.
Grieves? Check.
Boots? Check.
Pauldrons? Check.
Pants? Nope.
Backpack? Check.
Power fist? Check.
Bolt pistol? Check.
Loincloth made of parchment? Check.
Let's start the the battle!
And not that I want this to stray further off topic, but I find it amusing that in hopes of inspiring a thread to not go flying rodent gak crazy and off-topic, you posted a picture of a female space marine
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![[Post New]](/s/i/i.gif) 2012/12/13 23:23:17
Subject: Re:Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Fixture of Dakka
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whembly wrote:Why is water wet?
We knew this come...
In other news, CA Blue Cross/Shield is raising premiums by 20%! Who whouldyathunk that?
http://www.latimes.com/business/la-fi-blue-shield-rates-20121213,0,6546740.story
Automatically Appended Next Post:
KalashnikovMarine wrote:That over sized piece of legal junk referred to as the ACA is so jacked up no one still knows exactly what's in it. Throw it out and let's try this again with out the clusterfeth.
All free market or all social. In between just screws everyone over.
Acutally, we need a little of both... a hybrid.
But, in this regards... I don't trust the government to play well with the Market... so... go full bore Canadian model. Couldn't get much more expensive...
The" I told you so" meter so far past redline at this point there's not much else to do but bust out the popcorn and watch Obama try to blameeverything that comes from this on conservatives.
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![[Post New]](/s/i/i.gif) 2012/12/13 23:25:25
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Decrepit Dakkanaut
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Companies trying to maximize profits while shifting blame is Obama's fault?
That's like the 2010 Tea Party Congress saying it was Obama's fault that they did everything that they said they would do...
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![[Post New]](/s/i/i.gif) 2012/12/13 23:38:46
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Incorporating Wet-Blending
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d-usa wrote:Companies trying to maximize profits while shifting blame is Obama's fault?
Yes. Because the ACA gives the insurance companies a captive customer base, which means they no longer have to be less bad than no insurance at all.
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"When I became a man I put away childish things, including the fear of childishness and the desire to be very grown up."
-C.S. Lewis |
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![[Post New]](/s/i/i.gif) 2012/12/14 00:04:32
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Fixture of Dakka
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AlexHolker wrote: d-usa wrote:Companies trying to maximize profits while shifting blame is Obama's fault?
Yes. Because the ACA gives the insurance companies a captive customer base, which means they no longer have to be less bad than no insurance at all.
Pretty much it in a nutshell along with companies forstalling any new hiring, cutting hours, or laying people off because they can't afford this horse crap that's coming down the line.
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![[Post New]](/s/i/i.gif) 2012/12/14 00:07:18
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Decrepit Dakkanaut
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Companies have been making record profits, raking in more cash year after year, paying executives bonus after bonus.
But they continue to lay off people and cutting them back to part time in order to make even more money (their main goal) knowing that partisan hatred will drive people to blame Obama and the ACA instead of companies just trying to make even more money on the back of the people that work for them.
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![[Post New]](/s/i/i.gif) 2012/12/14 00:26:06
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Fixture of Dakka
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d-usa wrote:Companies have been making record profits, raking in more cash year after year, paying executives bonus after bonus.
But they continue to lay off people and cutting them back to part time in order to make even more money (their main goal) knowing that partisan hatred will drive people to blame Obama and the ACA instead of companies just trying to make even more money on the back of the people that work for them.
The small business owners I know, and it's many, aren't living like fat cats off the sweat of their underlings the way you portray it. They get by year to year on thin profit margins and what's coming in with ACA is going to be a huge wrench in their operation. I've already been told by some they can't grow their business now because of this.
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![[Post New]](/s/i/i.gif) 2012/12/14 00:31:22
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Decrepit Dakkanaut
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And I know a few that say the same, but they have not done any actual research into this. They say that they won't be able to grow because that is what they have been hearing in the media.
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![[Post New]](/s/i/i.gif) 2012/12/14 02:30:00
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Trustworthy Shas'vre
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This might be a silly question, but not living in the US makes this hard to understand for me:
Why do employers in the US have anything to do with health insurance? In Australia, we don't go for jobs because they 'have great dental', we just get on and buy our own health insurance...
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![[Post New]](/s/i/i.gif) 2012/12/14 02:33:12
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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5th God of Chaos! (Ho-hum)
Curb stomping in the Eye of Terror!
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d-usa wrote:And I know a few that say the same, but they have not done any actual research into this. They say that they won't be able to grow because that is what they have been hearing in the media.
Yeah... the biggest headache is no one REALLY knows the what/how of the ACA bill.
In my Company (a hospital system), they had to hire more people just to navigate the new laws.
I'm sure most business could expand... but, they're so jittery they feel it's in their best interest to "wait and see". Unfortunately, that's probably putting even more stress on the job market. Automatically Appended Next Post: Trasvi wrote:This might be a silly question, but not living in the US makes this hard to understand for me:
Why do employers in the US have anything to do with health insurance? In Australia, we don't go for jobs because they 'have great dental', we just get on and buy our own health insurance...
Because all healthcare providers (Hopital, Dr's office, medicine, etc) are generally provided by private entities and offer their services to the market. There are some state operated hospitals/clinics, but those are generally setup as trustee and operated like a private business.
Most companies offer healthcare insurance as part if their benefit package.
Most Unions offer insurance as well.
Then, the state (Medicaid) and federal government (Medicare) can offer healthcare insurance based on certain criteria, such as:
-age
-income level
-disability
etc...
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This message was edited 1 time. Last update was at 2012/12/14 02:38:12
Live Ork, Be Ork. or D'Ork!
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![[Post New]](/s/i/i.gif) 2012/12/14 02:43:03
Subject: Re:Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Longtime Dakkanaut
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Ouze wrote: Kilkrazy wrote:Hey everyone, this is the OT Forum but let's stick vaguely close to the point, eh?
Ridiculous. While for a scouting type mission her lack of pants will provide some extra mobility, I have to think that benefit is more then offset by her increased vulnerability to small arms fire.
Oh, it's definitely not SMALL arms fire she ought to worry about.
But on topic, is Relapse out for the week, Frazz? I thought weekly Obamacare threads were his gig.
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![[Post New]](/s/i/i.gif) 2012/12/14 02:55:22
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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Incorporating Wet-Blending
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Trasvi wrote:This might be a silly question, but not living in the US makes this hard to understand for me:
Why do employers in the US have anything to do with health insurance? In Australia, we don't go for jobs because they 'have great dental', we just get on and buy our own health insurance...
It's the government's fault. In the United States you have to pay income tax if your employer gives you money which you use to buy your own health insurance, but not if your employer buys your health insurance themselves as a fringe benefit.
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"When I became a man I put away childish things, including the fear of childishness and the desire to be very grown up."
-C.S. Lewis |
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![[Post New]](/s/i/i.gif) 2012/12/14 03:04:24
Subject: Aetna CEO Sees Obama Health Law Doubling Some Premiums
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5th God of Chaos! (Ho-hum)
Curb stomping in the Eye of Terror!
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AlexHolker wrote:Trasvi wrote:This might be a silly question, but not living in the US makes this hard to understand for me:
Why do employers in the US have anything to do with health insurance? In Australia, we don't go for jobs because they 'have great dental', we just get on and buy our own health insurance...
It's the government's fault. In the United States you have to pay income tax if your employer gives you money which you use to buy your own health insurance, but not if your employer buys your health insurance themselves as a fringe benefit.
Not quite.
Via wiki:
In the US, direct government funding of health care is limited to Medicare, Medicaid, and the State Children's Health Insurance Program (SCHIP), which cover eligible senior citizens, the very poor, disabled persons, and children. The federal government also runs the Veterans Administration, which provides care to retired or disabled veterans, their families, and survivors through medical centers and clinics.
The U.S. government also runs the military health system. In Fiscal Year 2007, the MHS had total budget authority of $39.4 billion and served approximately 9.1 million beneficiaries, including Active Duty personnel and their families and retirees and their families. The MHS includes 133,000 personnel, 86,000 military and 47,000 civilian, working at more than 1,000 locations worldwide, including 70 inpatient facilities and 1,085 medical, dental, and veterinary clinics.
One study estimates that about 25 percent of the uninsured in the U.S. are eligible for these programs but remain unenrolled; however, extending coverage to all who are eligible remains a fiscal and political challenge.[15]
For everyone else, health insurance must be paid for privately. Some 59% of U.S. residents have access to health care insurance through employers, although this figure is decreasing, and coverages as well as workers' expected contributions vary widely.[16] Those whose employers do not offer health insurance, as well as those who are self-employed or unemployed, must purchase it on their own. Nearly 27 million of the 45 million uninsured U.S. residents worked at least part-time in 2007, and more than a third were in households that earned $50,000 or more per year.
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Live Ork, Be Ork. or D'Ork!
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