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This has been bugging me for days now. There is a word (or phrase) for a decision or action which is taken without consulting the people it affects. So when they are informed it's too late to do anything about it. But I can't remember what the word is.

I've tried all manner of googling and reverse dictionary searching, but it's a difficult concept to convey to a search engine. So I thought I'd ask people instead. It might be Latin, but I honestly can't remember.

Presumptuous? Taking the initiative?

Unilateral possibly or some derivation of it?

A fait accompli?

EDIT:

 Iron_Captain wrote:
A fait accompli?

YES! We have a winner! I knew someone here would know. Thank you.

Did you know it or did you find it? (And if you found it what did you search for?).

I know it as a song by Curve.

I first heard it back in the 80s, though.
synonyms for "done deal".

It's usually only used in the context of something irreversible or performed without going through standard procedure.