“Is there any concensus”
I can tell you right now the answer is probably no!!
It sounds like you are looking for much more protection than the average mini painter. I’ve seen quite a few discussions around varnishes etc. and it’s usually a compromise between final appearance and durability.
I do think people in generally overstate the importance of a durable paint layer. A lot of models are more likely the snap before the paint wears off…
ANYWAY. A good resource on varnishes: goobertown hobbies. Only real place I’ve seen that’s actually tried to test this stuff:
https://youtu.be/WS4bOtXeKGI?si=4zCvmFNdZmtijxJK
https://youtu.be/QprguyGPE50?si=jKD6Y18aKIJbWA5Z
https://youtu.be/1hRYhns1h3Q?si=C7ZVQFZIw_VNXWZM
In my experience, anything lacquer-based should be your go-to for durability. Absolutely not going anywhere on most cases. Acrylic products barely compare.