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Phanatik wrote:Not really.
What created the financial crisis was started with the community reinvestment act. Janet Reno forced banks to give home loans to people that could not afford the house because of social justice. Banks were left holding bad loans, and being creative and profit-driven they came up with a way to bundle, market, and profit off of them as long as the bubble held.
Democrats in congress for years defended the CRA, despite warnings from experts and republicans.
While I agree the Clinton adminstration got the ball rolling for the whole mess based on some belief that home ownership equals a way out of poverty, what followed wasn't all because "Janet Reno told them to."
I mean, when banks were happily giving out NINA loans (no income, no assets) and NINJA loans (no income, no job, no assets), it was fairly obvious that things had gone way off the rails. Helping the working poor achieve home ownership is one thing. Creating an almost Ponzi-like scheme whereby mortgages with no hope of being paid off were given out, collateralized, and bought and sold is another, and something that government (both parties), financial institutions and individual Americans all have to share some blame for.
Additionally, of course, George W. Bush made increased home ownership a major part of his platform in part by relaxing lending requirements. There were many, many causes to the financial crisis, and it's not possible to blame any one law, party, or administration.
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Ouze wrote:Additionally, of course, George W. Bush made increased home ownership a major part of his platform in part by relaxing lending requirements. There were many, many causes to the financial crisis, and it's not possible to blame any one law, party, or administration.
If Dubya forced the banks to give loans to people that they couldn't qualify for, he should be kicked out of office.
Yo
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azazel the cat wrote:Also: Can you guys answer a question for me? Why is so much of the country opposed to universal health care? I honestly just don't understand that sentiment. I can't imagine it's all just propaganda and misinformation, nor can I internally understand why people would not want it.
Are the stories of British ambulances sitting around with patients for hours waiting to get into the emergency rooms, etc, inaccurate?
I can't speak for England, but as for Canada: yes, those are completely inaccurate. Our hostpitals have a triage system that determines who gets into an emergency room. So if you show up in the ER with a sprained ankle, then you'll probably have to wait for an hour, depending on how busy it is. However, if you show up in the ER and actually need to go to the ER, then you will never have to wait.
Phanatik wrote:Are the stories of Canadians coming to America for healthcare inaccurate?
Completely inaccurate. Canadian doctors on their own are just as good as American doctors (it's the exact same training, often from the same schools), however Canadian doctors do not have their hands tied by private insurance companies. And nobody in Canada ever has to wait for life-saving surgery. However, minor elective surgeries tend to get pushed back when there is a need to more important surgeries.
Phanatik wrote:I've heard that you purchase your meds up there, but come down here for procedures even though you have (theoretically) already ponied up for it up there.
Nobody in their right mind would do this. There are isolated incidents of this happening (only a few per year, nationwide) and they are always the same story: someone wants an elective surgery, but doesn't want to wait two or three months, and so they go down South to pay a stupid price to have it done. These procedures are NEVER life-saving; they are always something menial like having your foot operated on because of a bone spur.
A general rule of thumb regarding health care: whatever Glenn Beck & Fox News says about Canadian healthcare is generally going to be incorrect.
And how about the death panels? I mean, are you personally satisfied with the service provided by the death panels we've been told go along with nationalized healthcare.
Manchu wrote:And how about the death panels? I mean, are you personally satisfied with the service provided by the death panels we've been told go along with nationalized healthcare.
Obama's death panels are pretty cool. I especially liked it when he used one to go kill Osama.
I have to admit, I was skeptical of the death panels when Sarah Palin first mentioned them. But after seeing that cracking job in Pakistan, I think we're better off with them.
Phanatik wrote:
It has been historically proven that low taxes does equal economic growth. anyone that says otherwise is lying, uninformed, or misinformed.
Or living in Sweden.
For thirteen years I had a dog with fur the darkest black. For thirteen years he was my friend, oh how I want him back.
Scandinavia is a place low-tax fetishists prefer not to think about.
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More2010-2014 GT/Major RTT Record (W/L/D) -- CSM: 78-20-9 // SW: 8-1-2 (Golden Ticket with SW), BA: 29-9-4 6th Ed GT & RTT Record (W/L/D) -- CSM: 36-12-2 // BA: 11-4-1 // SW: 1-1-1
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Phanatik wrote:
It has been historically proven that low taxes does equal economic growth. anyone that says otherwise is lying, uninformed, or misinformed.
Or living in Sweden.
I was forced to rather crudely rescale one of these to make it work from 1993 to present GDP Growth in percent US on the left Sweden on the right. Nearly identical to my eye.
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Manchu wrote:And how about the death panels? I mean, are you personally satisfied with the service provided by the death panels we've been told go along with nationalized healthcare.
The death panels are grat, but as usual, Fox News is misinformed. They have nothing to do with health care- the death panels are entirely for people turning 30.
Phanatik wrote:
Deficit spending, regardless of how much revenue comes in, will hurt an economy because as the CRA proved, the bill always eventually comes in.
Of course it does, that's the point.
There are no permanent solutions. Pretending there are is naive and ignorant.
Life does not cease to be funny when people die any more than it ceases to be serious when people laugh.
Manchu wrote:And how about the death panels? I mean, are you personally satisfied with the service provided by the death panels we've been told go along with nationalized healthcare.
A disingenuous statement like this almost makes one wish that someday Obama is there to hand you a pain pill instead of authorizing that late-in-life procedure you might need, except so many other people would have to suffer for you to learn a lesson.
"A rose by any other name..."
- Phanatik
"Stop worrying about it and just get naked." - Mrs. Phanatik
"To strive, to seek, to find, and not to yield." -Alfred, Lord Tennyson
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Phanatik wrote:
It has been historically proven that low taxes does equal economic growth. anyone that says otherwise is lying, uninformed, or misinformed.
Or living in Sweden.
I was forced to rather crudely rescale one of these to make it work from 1993 to present GDP Growth in percent US on the left Sweden on the right. Nearly identical to my eye.
Exactly. That's my point (couldn't tell if you were agreeing with me or not).
For thirteen years I had a dog with fur the darkest black. For thirteen years he was my friend, oh how I want him back.
Phanatik wrote:A disingenuous statement like this almost makes one wish that someday Obama is there to hand you a pain pill instead of authorizing that late-in-life procedure you might need
Faced with reality, Phanatik can only appeal to an imaginary future world in which those who disagree with him will surely be punished. There is good precedent for this delusion: people have harangued their enemies with images of fire and brimstone for many centuries. The materialist rationalist, however, cannot stoop to mythological thinking. For him, only science fiction will do.
This message was edited 1 time. Last update was at 2012/04/13 13:51:54
It's almost as if no single factor is a reliable and absolute predictor for growth!
I mean, that's as crazy as suggesting a system as complex as a country's economy is composed of multiple variables interacting in a broadly non deterministic fashion, so that any amount of sound and fury about economic policy is almost certainly based on ideology rather than logic.
Thank god no one is suggesting anything like that!
Adepticon 2015: Team Tourney Best Imperial Team- Team Ironguts, Adepticon 2014: Team Tourney 6th/120, Best Imperial Team- Cold Steel Mercs 2, 40k Championship Qualifier ~25/226
More2010-2014 GT/Major RTT Record (W/L/D) -- CSM: 78-20-9 // SW: 8-1-2 (Golden Ticket with SW), BA: 29-9-4 6th Ed GT & RTT Record (W/L/D) -- CSM: 36-12-2 // BA: 11-4-1 // SW: 1-1-1
DT:70S++++G(FAQ)M++B++I+Pw40k99#+D+++A+++/sWD105R+++T(T)DM+++++ A better way to score Sportsmanship in tournaments The 40K Rulebook & Codex FAQs. You should have these bookmarked if you play this game.
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I was just listening to a report on the (lack of) clean water situation in Haiti, the other day. Cholera sucks.
Adepticon 2015: Team Tourney Best Imperial Team- Team Ironguts, Adepticon 2014: Team Tourney 6th/120, Best Imperial Team- Cold Steel Mercs 2, 40k Championship Qualifier ~25/226
More2010-2014 GT/Major RTT Record (W/L/D) -- CSM: 78-20-9 // SW: 8-1-2 (Golden Ticket with SW), BA: 29-9-4 6th Ed GT & RTT Record (W/L/D) -- CSM: 36-12-2 // BA: 11-4-1 // SW: 1-1-1
DT:70S++++G(FAQ)M++B++I+Pw40k99#+D+++A+++/sWD105R+++T(T)DM+++++ A better way to score Sportsmanship in tournaments The 40K Rulebook & Codex FAQs. You should have these bookmarked if you play this game.
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You gotta give Rick credit, he swung at every question asked. It probably damned him overall. As someone who voted for Dubya twice, Mitt is our John Kerry, and much to my father's dismay I'll be putting my check next to Ron Paul. Yes Dad I'm throwing away my vote for idealism, but I live in California so does it even matter? Paul is our Marcus Tullius Cicero, preaching liberty against the growth of government as the 2 cannot coexist.
Thus, After having thus successively taken each member of the community in its powerful grasp and fashioned him at will, the supreme power then extends its arm over the whole community. It covers the surface of society with a network of small complicated rules, minute and uniform, through which the most original minds and the most energetic characters cannot penetrate, to rise above the crowd. The will of man is not shattered, but softened, bent, and guided; men are seldom forced by it to act, but they are constantly restrained from acting. Such a power does not destroy, but it prevents existence; it does not tyrannize, but it compresses, enervates, extinguishes, and stupefies a people, till each nation is reduced to nothing better than a flock of timid and industrious animals, of which the government is the shepherd.
-Alexis de Tocqueville
This message was edited 1 time. Last update was at 2012/04/16 04:44:10
Thus, After having thus successively taken each member of the community in its powerful grasp and fashioned him at will, the supreme power then extends its arm over the whole community. It covers the surface of society with a network of small complicated rules, minute and uniform, through which the most original minds and the most energetic characters cannot penetrate, to rise above the crowd. The will of man is not shattered, but softened, bent, and guided; men are seldom forced by it to act, but they are constantly restrained from acting. Such a power does not destroy, but it prevents existence; it does not tyrannize, but it compresses, enervates, extinguishes, and stupefies a people, till each nation is reduced to nothing better than a flock of timid and industrious animals, of which the government is the shepherd
-Alexis de Tocqueville.
Sometimes I really like Ron Paul, much as I disagree with him about economics, but he is very much a Don Quixote.
Adepticon 2015: Team Tourney Best Imperial Team- Team Ironguts, Adepticon 2014: Team Tourney 6th/120, Best Imperial Team- Cold Steel Mercs 2, 40k Championship Qualifier ~25/226
More2010-2014 GT/Major RTT Record (W/L/D) -- CSM: 78-20-9 // SW: 8-1-2 (Golden Ticket with SW), BA: 29-9-4 6th Ed GT & RTT Record (W/L/D) -- CSM: 36-12-2 // BA: 11-4-1 // SW: 1-1-1
DT:70S++++G(FAQ)M++B++I+Pw40k99#+D+++A+++/sWD105R+++T(T)DM+++++ A better way to score Sportsmanship in tournaments The 40K Rulebook & Codex FAQs. You should have these bookmarked if you play this game.
The Dakka Dakka Forum Rules You agreed to abide by these when you signed up.
