Author |
Message |
 |
|
 |
Advert
|
Forum adverts like this one are shown to any user who is not logged in. Join us by filling out a tiny 3 field form and you will get your own, free, dakka user account which gives a good range of benefits to you:
- No adverts like this in the forums anymore.
- Times and dates in your local timezone.
- Full tracking of what you have read so you can skip to your first unread post, easily see what has changed since you last logged in, and easily see what is new at a glance.
- Email notifications for threads you want to watch closely.
- Being a part of the oldest wargaming community on the net.
If you are already a member then feel free to login now. |
|
 |
![[Post New]](/s/i/i.gif) 2013/06/11 21:55:14
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Member of the Ethereal Council
|
I noticed, makes me kinda scared TBH, Im not tech savy( My mind isnt build for stuff like that) so im wondering if i can even get a job.
Ugh, Maybe the "Those who cant, Teach" is true
|
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 21:55:35
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
5th God of Chaos! (Ho-hum)
Curb stomping in the Eye of Terror!
|
Ouze wrote: whembly wrote:However, the PATENT laws themselves really do need to be addressed to prevent Drug Manufacturer from "reformulating" existing drugs to ensure they lock down that market..
Yeah, that's pure garbage. I think the 7 year window of exclusive sales is fine, but the reformulations just piss all over the whole idea. It desperately needs to be re-addressed.
That... and "some" tort reforms too... the malpractice insurance are insane. That's why you see doctors forming up LLC (see OB\GYN) to help mitigate operational costs.
Additionally I'd love to see something to spur companies into producing the high-effort low-profit drugs such as flu shots. Those really are something that is hard to work in with a for-profit health system, but clearly low cost, highly accessible flu shots are in the public interest.
They're required to be low cost because... here it is... Government says so. There's no incentive unfornately... that's why you only see one or two major companies making these flu shots.
Not sure what to do here other than to give them tax incentives... but, then, folks will complain it's a "corporate subsidy" which starts that never-end argument.
|
Live Ork, Be Ork. or D'Ork!
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 21:56:03
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Kid_Kyoto
|
Vulcan wrote: djones520 wrote: hotsauceman1 wrote: azazel the cat wrote:You're right. The minimum wage should be raised. If Wal-Mart doesn't like it, then they don't have to retail in California.
I agree, minimum wage should be brough up to where you can reasonably live on it.
I'll get on board with this when you can explain to me why a burger flipper at Burger King is entitled to a "reasonable" life. Lets go one step forward, and figure out what that "reasonable" life will cost.
Let's lay a little game here. Monday, a miracle occurs and everyone has a college degree - bachelor's minimum. Tuesday, another miracle occurs - everyone has a job in the field of their degree, making good money ($50K at least) and starts Wednesday.
Lunchtime Wednesday. To celebrate the double miracle, you and all your new coworkers decide to go out to lunch at a nice restaurant. Hunh. They're all closed.
A not-so-nice restaurant? Nope, closed as well.
Fast food? Nope, no luck.
Okay, we'll go to the grocery store and get stuff for a picnic. Nope, they're closed too! In fact, ALL retail stores are closed! What happened?
Oh yeah. All the retail people now have degrees and work in offices. Two weeks later, society melts down because there's no one stocking fresh food at the grocery stores, there's no one ringing the sales out, there's no one flipping burgers, and 90% of the population is out of food.
So as you can see, those people making minimum wage in retail are a necessary part of a functioning economy. With that in mind, how do you justify paying them 25% LESS than the poverty level - assuming they are actually working 40 hours a week, which NONE of them are?
Short of 'they suck so they don't deserve it....'
The alternative to this is that you can still get your McDonald's burger from the 40 dollar menu along with your $50 medium coke or choose to go somewhere that offers modest food for $150.
Your ending point still stands 100% true. All things considered, I'd probably pay 25% more for my hamburger if I could never hear the words "increase the minimum wage" uttered like it was some kind of no-brainer panacea.
|
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 21:56:28
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Raw SDF-1 Recruit
Columbus, OH
|
Other significant factors are:
1. Healthcare is generally inelastic - you will pay a significant portion of your income to stay alive, if possible. Medical groups are well aware of this, and price accordingly.
2. Society quixotically demands that people must be treated, even if they cannot pay, while not providing reimbursement to medical groups for said coverage. This indirectly raises the cost of care for all other patients, as the medical groups pass the costs onto people who can pay.
3. Cost efficiencies and medical care are often orthogonal; from a cost of treatment perspective it's better if a patient dies early than has to remain on insurance long-term. Obviously that does not go over well with patients.
I find people are that against subsidized healthcare, but are for requiring care regardless of ability to pay to have a very odd stance. It seems contradictory - no mater what, someone is going to pay the cost of treatment, and it's going to be the people with insurance. Why defer that to an secondary cost instead of making it primary cost to society, so it at least has a modicum of transparency?
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 21:57:33
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
5th God of Chaos! (Ho-hum)
Curb stomping in the Eye of Terror!
|
Vulcan wrote: Grey Templar wrote:And what makes you valuable enough to keep around as a burger flipper? There are plenty of others that will work your job for the same pay. An unskilled teenager can do it and we've got those coming out of our ears.
No, an unskilled teenager CANNOT do it. I've worked with unskilled teenagers, they either become SKILLED teenagers or they go out the door.
Cooking burgers, dressing buns, keeping orders straight, keeping your temper around donkey cave customers as well as keeping your work area clean and safe, ON TOP OF doing all in a minimum of time IS a skill... and it's nowhere NEAR as easy as you think.
Try working a grill sometime when it's 100 degrees plus and do all that sometime. It's a very enlightening experience as to just how much work it takes to be a lowly fast food worker.
I've worked in the kitchen... sure its a skill, but I got paid by what the market is willing to pay.
*shrugs*
Why do actor/actress/models get paid so much?
|
Live Ork, Be Ork. or D'Ork!
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 21:58:15
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
The Conquerer
Waiting for my shill money from Spiral Arm Studios
|
Vulcan wrote: Grey Templar wrote:And what makes you valuable enough to keep around as a burger flipper? There are plenty of others that will work your job for the same pay. An unskilled teenager can do it and we've got those coming out of our ears.
No, an unskilled teenager CANNOT do it. I've worked with unskilled teenagers, they either become SKILLED teenagers or they go out the door.
Cooking burgers, dressing buns, keeping orders straight, keeping your temper around donkey cave customers as well as keeping your work area clean and safe, ON TOP OF doing all in a minimum of time IS a skill... and it's nowhere NEAR as easy as you think.
Try working a grill sometime when it's 100 degrees plus and do all that sometime. It's a very enlightening experience as to just how much work it takes to be a lowly fast food worker.
Its still an unskilled profession and I would think you would be aware of what skilled vs unskilled means in this context but clearly you don't.
|
This message was edited 1 time. Last update was at 2013/06/11 21:58:29
Self-proclaimed evil Cat-person. Dues Ex Felines
Cato Sicarius, after force feeding Captain Ventris a copy of the Codex Astartes for having the audacity to play Deathwatch, chokes to death on his own D-baggery after finding Calgar assembling his new Eldar army.
MURICA!!! IN SPESS!!! |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:00:40
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Kid_Kyoto
|
Jihadin wrote:Wait one....anyone else notice a "college degree" not so good anymore? Its more like they're after tech people. I've two degree's Associative in Surgical Tech and a Bachelor on Aircraft Maintenance Production Management....something freaking silly like that....oh and my Airframe and Power Plant License from those classes. Lets not forget the crash course on a "Movement Coordinator" which I think translate to the RL to something else...I can't remember at the moment but that a high five figure job with security clearences...mine are good for another 4 yrs...I retire next month....22 yrs in....asshats wanted to keep me longer so had to do a drug deal with them but right now I'm getting the feeling its not education they want....its the experience they want and how wide spread that experience...
College degree has quickly become something unessential in any tech-related industry worth working in. Seems to be mostly the old-school places that actually get really uptight about that.
Hell, I have no college degree and I'm doing well enough. Not five figures well, but when you take in the cost of living in STL, I can afford to drink, play 40k, and still put some aside.
|
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:01:04
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Decrepit Dakkanaut
|
I noticed, makes me kinda scared TBH, Im not tech savy( My mind isnt build for stuff like that) so im wondering if i can even get a job.
Ugh, Maybe the "Those who cant, Teach" is true
Ugh Hotsauce...the NCO in me wants me to reach through and choke you. Since I can't do that the your "Uncle Sargie Wilkie from a distant bloodline" going to point something out to you. You owe me twenty pushups after this. How well do you know 40K army rules and capabilities? How well you know the General rules to play? Its how you perceive it. Look at it from a tech view.
edit
your 40K army rules and capabilities
|
This message was edited 1 time. Last update was at 2013/06/11 22:01:50
Proud Member of the Infidels of OIF/OEF
No longer defending the US Military or US Gov't. Just going to ""**feed into your fears**"" with Duffel Blog
Did not fight my way up on top the food chain to become a Vegan...
Warning: Stupid Allergy
Once you pull the pin, Mr. Grenade is no longer your friend
DE 6700
Harlequin 2500
RIP Muhammad Ali.
Jihadin, Scorched Earth 791. Leader of the Pork Eating Crusader. Alpha
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:05:24
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
5th God of Chaos! (Ho-hum)
Curb stomping in the Eye of Terror!
|
IceRaptor wrote:
Other significant factors are:
1. Healthcare is generally inelastic - you will pay a significant portion of your income to stay alive, if possible. Medical groups are well aware of this, and price accordingly.
That's true... because it's really like that with any business...right?
Medical Groups will often work with you if you make the effort. I couldn't afford the "left overs" charges after my first born... so, I call Patient Accounting about my predicament and they put me on a $25/mo payment plan.
2. Society quixotically demands that people must be treated, even if they cannot pay, while not providing reimbursement to medical groups for said coverage. This indirectly raises the cost of care for all other patients, as the medical groups pass the costs onto people who can pay.
Yup... it's because of this reason why I'd advocate for us to implement a Canadian style single payor system, but also allow a secondary market to allow folks to pay for better service.
3. Cost efficiencies and medical care are often orthogonal; from a cost of treatment perspective it's better if a patient dies early than has to remain on insurance long-term. Obviously that does not go over well with patients.
In short... death panels.
Or, really... if a patient is really old, a determination is made to make the patient's comfortable (moar pain meds) until expiration rather than paying for expensive procedures to extend the patient'slife.
It's ugly... but, it happens in every social medical system.
Here in the states, it's whether or not you can pay for it. (there are some restrictions, but the general gist is this).
So, do you want death panels? Or, if you can pay for it, make such determination yourselves?
It's not an easy question to reconcile.
I find people are that against subsidized healthcare, but are for requiring care regardless of ability to pay to have a very odd stance. It seems contradictory - no mater what, someone is going to pay the cost of treatment, and it's going to be the people with insurance. Why defer that to an secondary cost instead of making it primary cost to society, so it at least has a modicum of transparency?
People likes being sheltered. Most people don't understand or even wanna know the harsh truths. Automatically Appended Next Post: daedalus wrote:
Hell, I have no college degree and I'm doing well enough. Not five figures well, but when you take in the cost of living in STL, I can afford to drink, play 40k, and still put some aside.
Hey! Score one for living in the ol' Mid-West!
I was shocked, but did you know that St. Louis is one of the fastest growing IT market?
WTF?
*shrugs*
Good for me.
|
This message was edited 1 time. Last update was at 2013/06/11 22:09:01
Live Ork, Be Ork. or D'Ork!
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:13:54
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Kid_Kyoto
|
Jihadin wrote:I noticed, makes me kinda scared TBH, Im not tech savy( My mind isnt build for stuff like that) so im wondering if i can even get a job.
Ugh, Maybe the "Those who cant, Teach" is true
Ugh Hotsauce...the NCO in me wants me to reach through and choke you. Since I can't do that the your "Uncle Sargie Wilkie from a distant bloodline" going to point something out to you. You owe me twenty pushups after this. How well do you know 40K army rules and capabilities? How well you know the General rules to play? Its how you perceive it. Look at it from a tech view.
This is true, it's at least 70% attitude. I've met really bright people who have told themselves that they're not "technical people" and just have their minds shut down when it involves anything box-shaped with lights on it. Alternatively, there's people who have broken themselves of that, and can do anything technical they genuinely wish to.
My sister, the art major, has managed her own Linux install she's used throughout college, and has actually asked me for help on something once in four years.
Compare that with the fact that we've interviewed 10 people in the last two weeks for a position who graduated with computer related degrees who couldn't give us answers to the most basic of computer/networking questions.
|
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:14:08
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Fixture of Dakka
|
If you're going to turn a blind eye to the facts that a) retail is bloody hard work, and b) is utterly necessary to the economy, and c) cannot be left to the teenagers alone, because they spend a large amount of the workday in SCHOOL, I don't know what to tell you.
|
CHAOS! PANIC! DISORDER!
My job here is done. |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:16:42
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Kid_Kyoto
|
whembly wrote:
daedalus wrote:
Hell, I have no college degree and I'm doing well enough. Not five figures well, but when you take in the cost of living in STL, I can afford to drink, play 40k, and still put some aside.
Hey! Score one for living in the ol' Mid-West!
I was shocked, but did you know that St. Louis is one of the fastest growing IT market?
WTF?
*shrugs*
Good for me. 
Yeah, I've heard that. Surprised me, but it kinda makes sense when you think about it. We're kind of a decent sized up in the States, and yet cost of living is small enough to be one of the more viable places to stick people barring going outside the country.
|
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:16:48
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Member of the Ethereal Council
|
Jihadin wrote: Ugh Hotsauce...the NCO in me wants me to reach through and choke you. Since I can't do that the your "Uncle Sargie Wilkie from a distant bloodline" going to point something out to you. You owe me twenty pushups after this. How well do you know 40K army rules and capabilities? How well you know the General rules to play? Its how you perceive it. Look at it from a tech view.
That actually reminds me, I forgot to do my pushups for today. I never thought of it that way, I mean If i really put my mind to it I may be able to get it.
|
This message was edited 1 time. Last update was at 2013/06/11 22:16:59
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:27:15
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Fate-Controlling Farseer
|
hotsauceman1 wrote: Jihadin wrote:
Ugh Hotsauce...the NCO in me wants me to reach through and choke you. Since I can't do that the your "Uncle Sargie Wilkie from a distant bloodline" going to point something out to you. You owe me twenty pushups after this. How well do you know 40K army rules and capabilities? How well you know the General rules to play? Its how you perceive it. Look at it from a tech view.
That actually reminds me, I forgot to do my pushups for today. I never thought of it that way, I mean If i really put my mind to it I may be able to get it.
It sounds corny, but when you put your mind to any task, you can pretty much get it done. I will say there are some cases it just won't happen, but they are very few and far between.
|
Full Frontal Nerdity |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:40:05
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
The Conquerer
Waiting for my shill money from Spiral Arm Studios
|
Vulcan wrote:If you're going to turn a blind eye to the facts that a) retail is bloody hard work, and b) is utterly necessary to the economy, and c) cannot be left to the teenagers alone, because they spend a large amount of the workday in SCHOOL, I don't know what to tell you.
Yes, its necessary. its still not worth anything other than minimum wage+a few bucks and maybe basic benefits and that only on a case by case basis.
|
Self-proclaimed evil Cat-person. Dues Ex Felines
Cato Sicarius, after force feeding Captain Ventris a copy of the Codex Astartes for having the audacity to play Deathwatch, chokes to death on his own D-baggery after finding Calgar assembling his new Eldar army.
MURICA!!! IN SPESS!!! |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 22:53:17
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Raw SDF-1 Recruit
Columbus, OH
|
whembly wrote:
That's true... because it's really like that with any business...right?
Medical Groups will often work with you if you make the effort. I couldn't afford the "left overs" charges after my first born... so, I call Patient Accounting about my predicament and they put me on a $25/mo payment plan.
That they price accordingly? Sure. The inelastic part... not so much. And yeah, most organizations understand the game and will work with bit players, because they'd rather get something than nothing. And becomes some of them do consider it the compassionate thing to do. But they are a business, first and foremost - with all that entails good and bad.
whembly wrote:
Yup... it's because of this reason why I'd advocate for us to implement a Canadian style single payor system, but also allow a secondary market to allow folks to pay for better service.
Agreed. You're going to pay the cost, either directly or indirectly, so suck it up and deal. Or be willing to let people die. I'm not willing to accept the latter, so for me it just makes sense to get the payments in the open where you can haggle them.
whembly wrote:
I was shocked, but did you know that St. Louis is one of the fastest growing IT market?
Columbus, OH is doing quite nicely as well. I'm not sure the IT sector even slowed down around here...
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 23:06:56
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Lone Wolf Sentinel Pilot
WA
|
Grey Templar wrote:Flipping burgers is a, pardon the turn of phrase, "crap" job. You are not entitled to a reasonable life, that is something you earn for yourself. Work at an absolutely rock bottom job like flipping burgers at McDs or Burger King = get paid rock bottom wages.
Just checking, you don't look down on fast food workers because of their jobs, do you?
|
"So, do please come along when we're promoting something new and need photos for the facebook page or to send to our regional manager, do please engage in our gaming when we're pushing something specific hard and need to get the little kiddies drifting past to want to come in an see what all the fuss is about. But otherwise, stay the feth out, you smelly, antisocial bastards, because we're scared you are going to say something that goes against our mantra of absolute devotion to the corporate motherland and we actually perceive any of you who've been gaming more than a year to be a hostile entity as you've been exposed to the internet and 'dangerous ideas'. " - MeanGreenStompa
"Then someone mentions Infinity and everyone ignores it because no one really plays it." - nkelsch
FREEDOM!!! - d-usa |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 23:07:51
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
The Conquerer
Waiting for my shill money from Spiral Arm Studios
|
Not at all. I appreciate them, but I still don't think its worth anymore than what it is.
I myself will try to get a job of the same caliber over the summer once I finish for the year because I need to money.
|
This message was edited 1 time. Last update was at 2013/06/11 23:09:31
Self-proclaimed evil Cat-person. Dues Ex Felines
Cato Sicarius, after force feeding Captain Ventris a copy of the Codex Astartes for having the audacity to play Deathwatch, chokes to death on his own D-baggery after finding Calgar assembling his new Eldar army.
MURICA!!! IN SPESS!!! |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 23:10:00
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Fate-Controlling Farseer
|
Gentleman_Jellyfish wrote: Grey Templar wrote:Flipping burgers is a, pardon the turn of phrase, "crap" job. You are not entitled to a reasonable life, that is something you earn for yourself. Work at an absolutely rock bottom job like flipping burgers at McDs or Burger King = get paid rock bottom wages.
Just checking, you don't look down on fast food workers because of their jobs, do you?
They are there doing a job, that in itself is worthy of respect.
Demanding they earn equivalent pay for doing a job that took a whole 1 day to learn (the more difficult tasks) to those who spent years (such as myself) in training is not worthy of it.
|
Full Frontal Nerdity |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 23:11:19
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Fixture of Dakka
|
Let's run one more point by the lot of you then.
To find an income bracket that hasn't lost spending power in the past 40 years, you have to go all the way up to the 85th percentile. Everyone below that has LOST spending power. (To find an income bracket that gained spending power, you're looking at the 97th percentile - 85-96% ran hard to stand still. The rest of us run hard to loose ground.)
A big part of this is stagnation in wage increases. There simply is no upward pressure, because the spending power represented by minimum wage has decreased between 25 and 50%, depending on who does the calculations and what rate of interest they use. On the other hand, there is plenty of DOWNWARD pressure, from executives who want bigger bonuses, from the demise of unionized labor, and from the ever-increasing number of people in the workforce.
So the lack of increases to the minimum wage - and the loss of spending power over time that represents - translates into a lack of increases in ALL wages, with the corresponding loss of spending power. It hits YOU in the pockets just as much as it does the burger-flipper. YOUR wages should be higher as well.
And before you get on the whole 'it'll just increase costs across the board', I'll point out that in then 1960s we managed to pay the equivalent of between $12 and $16 an hour in minimum wage and STILL have a strong economy.
|
CHAOS! PANIC! DISORDER!
My job here is done. |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 23:13:53
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
The Conquerer
Waiting for my shill money from Spiral Arm Studios
|
Yes, and the reason for the loss in spending power has nothing to do with a lack of increase in the minimum wage. It has everything to do with inflation and increasing costs of production.
Increasing the minimum wage will do nothing to change the problem. its simply something politicians do to score brownie points with the voters so they can stay in office without doing anything to actually fix the problem.
|
This message was edited 1 time. Last update was at 2013/06/11 23:14:58
Self-proclaimed evil Cat-person. Dues Ex Felines
Cato Sicarius, after force feeding Captain Ventris a copy of the Codex Astartes for having the audacity to play Deathwatch, chokes to death on his own D-baggery after finding Calgar assembling his new Eldar army.
MURICA!!! IN SPESS!!! |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 23:14:46
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Fate-Controlling Farseer
|
Vulcan wrote:Let's run one more point by the lot of you then.
To find an income bracket that hasn't lost spending power in the past 40 years, you have to go all the way up to the 85th percentile. Everyone below that has LOST spending power. (To find an income bracket that gained spending power, you're looking at the 97th percentile - 85-96% ran hard to stand still. The rest of us run hard to loose ground.)
A big part of this is stagnation in wage increases. There simply is no upward pressure, because the spending power represented by minimum wage has decreased between 25 and 50%, depending on who does the calculations and what rate of interest they use. On the other hand, there is plenty of DOWNWARD pressure, from executives who want bigger bonuses, from the demise of unionized labor, and from the ever-increasing number of people in the workforce.
So the lack of increases to the minimum wage - and the loss of spending power over time that represents - translates into a lack of increases in ALL wages, with the corresponding loss of spending power. It hits YOU in the pockets just as much as it does the burger-flipper. YOUR wages should be higher as well.
And before you get on the whole 'it'll just increase costs across the board', I'll point out that in then 1960s we managed to pay the equivalent of between $12 and $16 an hour in minimum wage and STILL have a strong economy.
Minimum wage when I worked as a grocery bagger 14 years ago was $5.15 in Michigan. Now it's $7.40. That's a 40% increase of minimum wage in that 14 year time frame. So your arguing we've seen a 40% (averaged your number out) decrease in purchasing power, yet in 1/3rd of that time we've seen a 40% increase in wage.
With those numbers, what would we need minimum wage to be?
|
This message was edited 2 times. Last update was at 2013/06/11 23:19:13
Full Frontal Nerdity |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/11 23:32:11
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Fixture of Dakka
|
Grey Templar wrote: hotsauceman1 wrote: azazel the cat wrote:You're right. The minimum wage should be raised. If Wal-Mart doesn't like it, then they don't have to retail in California.
I agree, minimum wage should be brough up to where you can reasonably live on it.
Except raising the minimum wage doesn't do that.
It increases costs for employers, including many wages that are not minimum wage but have automatic increases if the minimum is raised. These costs are then passed on to the customers, who are the same people that just had their wages raised, so in reality it changes the numbers and nothing else. The standard of living is not increased.
Standard of living can be raised one of two ways.
1) An individual person can have his wages increased. Something like a raise accompanying a promotion for example.
2) The price of consumer goods drops without a corresponding decrease in wages. This increases the purchasing power of those wages. Decreasing inflation can also do this.
It seems that most people miss this point. You can want a good standard of living for someone all you want, but an employer has to pass those costs on somehow. Higher minimum wages, along with having to buy Obamacare for his employees is going to force an employer to raise prices for his goods. Suddenly the minimum wage earner is back where he started as far as affording goods and services.
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/12 11:41:02
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
5th God of Chaos! (Yea'rly!)
The Great State of Texas
|
Ouze wrote: whembly wrote:However, the PATENT laws themselves really do need to be addressed to prevent Drug Manufacturer from "reformulating" existing drugs to ensure they lock down that market..
Yeah, that's pure garbage. I think the 7 year window of exclusive sales is fine, but the reformulations just piss all over the whole idea. It desperately needs to be re-addressed.
Additionally I'd love to see something to spur companies into producing the high-effort low-profit drugs such as flu shots. Those really are something that is hard to work in with a for-profit health system, but clearly low cost, highly accessible flu shots are in the public interest.
1. You have to provide support or have the government do it directly (which is an option).
2. You have to effectively immunize (pardon the pun) them against lawsuits. Most vaccine makers quit making vaccines because of lawsuits in the last 20 years.
Note: Frazzled fully supports a modified Canadian style system which layers in advantages from other systems (don't follow-lead!) if it were in fact run by Canadians or maybe Germans. Actual US government workers - God what did we do to deserve such hell on earth??? Automatically Appended Next Post: Grey Templar wrote: Vulcan wrote:If you're going to turn a blind eye to the facts that a) retail is bloody hard work, and b) is utterly necessary to the economy, and c) cannot be left to the teenagers alone, because they spend a large amount of the workday in SCHOOL, I don't know what to tell you.
Yes, its necessary. its still not worth anything other than minimum wage+a few bucks and maybe basic benefits and that only on a case by case basis.
If it was worth more it would pay more. Managers and their managers make more. A Sam's Club Manager in my younger days (something I was looking at) can pull $250K.
|
This message was edited 1 time. Last update was at 2013/06/12 11:43:49
-"Wait a minute.....who is that Frazz is talking to in the gallery? Hmmm something is going on here.....Oh.... it seems there is some dispute over video taping of some sort......Frazz is really upset now..........wait a minute......whats he go there.......is it? Can it be?....Frazz has just unleashed his hidden weiner dog from his mini bag, while quoting shakespeares "Let slip the dogs the war!!" GG
-"Don't mind Frazzled. He's just Dakka's crazy old dude locked in the attic. He's harmless. Mostly."
-TBone the Magnificent 1999-2014, Long Live the King!
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/12 12:24:03
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Stealthy Warhound Titan Princeps
|
Someone in this thread may have used that "Those who can't, teach" phrase.
Stop using it, I'm certain you're not actually that stupid. Thank you.
|
This message was edited 1 time. Last update was at 2013/06/12 12:26:28
Prestor Jon wrote:Because children don't have any legal rights until they're adults. A minor is the responsiblity of the parent and has no legal rights except through his/her legal guardian or parent. |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/12 12:30:59
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Hangin' with Gork & Mork
|
djones520 wrote:
Minimum wage when I worked as a grocery bagger 14 years ago was $5.15 in Michigan. Now it's $7.40. That's a 40% increase of minimum wage in that 14 year time frame. So your arguing we've seen a 40% (averaged your number out) decrease in purchasing power, yet in 1/3rd of that time we've seen a 40% increase in wage.
With those numbers, what would we need minimum wage to be?
14 years ago Cigarettes were $1 to $2 a pack. Now they are $5-6 a pack. That is between a 250-600% increase in cost for a bagger. This also ignores that most grocery stores don't have baggers anymore so the minimum wage for them is now $0.00.
|
Amidst the mists and coldest frosts he thrusts his fists against the posts and still insists he sees the ghosts.
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/12 12:35:32
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
5th God of Chaos! (Yea'rly!)
The Great State of Texas
|
Ahtman wrote: djones520 wrote:
Minimum wage when I worked as a grocery bagger 14 years ago was $5.15 in Michigan. Now it's $7.40. That's a 40% increase of minimum wage in that 14 year time frame. So your arguing we've seen a 40% (averaged your number out) decrease in purchasing power, yet in 1/3rd of that time we've seen a 40% increase in wage.
With those numbers, what would we need minimum wage to be?
14 years ago Cigarettes were $1 to $2 a pack. Now they are $5-6 a pack. That is between a 250-600% increase in cost for a bagger. This also ignores that most grocery stores don't have baggers anymore so the minimum wage for them is now $0.00.
cigrettes went due to taxes.
|
-"Wait a minute.....who is that Frazz is talking to in the gallery? Hmmm something is going on here.....Oh.... it seems there is some dispute over video taping of some sort......Frazz is really upset now..........wait a minute......whats he go there.......is it? Can it be?....Frazz has just unleashed his hidden weiner dog from his mini bag, while quoting shakespeares "Let slip the dogs the war!!" GG
-"Don't mind Frazzled. He's just Dakka's crazy old dude locked in the attic. He's harmless. Mostly."
-TBone the Magnificent 1999-2014, Long Live the King!
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/12 12:49:07
Subject: Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Old Sourpuss
|
hotsauceman1 wrote:I noticed, makes me kinda scared TBH, Im not tech savy( My mind isnt build for stuff like that) so im wondering if i can even get a job.
Ugh, Maybe the "Those who cant, Teach" is true
Please don't insult my degree and future career. Teaching is probably one of the more difficult jobs I've come across, but that's a topic for another thread.
|
DR:80+S++G+M+B+I+Pwmhd11#++D++A++++/sWD-R++++T(S)DM+

Ask me about Brushfire or Endless: Fantasy Tactics |
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/13 16:49:56
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
5th God of Chaos! (Ho-hum)
Curb stomping in the Eye of Terror!
|
Oh the IRONY...
Dozens of lawmakers and aides are so afraid that their health insurance premiums will skyrocket next year thanks to Obamacare that they are thinking about retiring early or just quitting.
The fear: Government-subsidized premiums will disappear at the end of the year under a provision in the health care law that nudges aides and lawmakers onto the government health care exchanges, which could make their benefits exorbitantly expensive.
Democratic and Republican leaders are taking the issue seriously, but first they need more specifics from the Office of Personnel Management on how the new rule should take effect — a decision that Capitol Hill sources expect by fall, at the latest. The administration has clammed up in advance of a ruling, sources on both sides of the aisle said.
If the issue isn’t resolved, and massive numbers of lawmakers and aides bolt, many on Capitol Hill fear it could lead to a brain drain just as Congress tackles a slew of weighty issues — like fights over the Tax Code and immigration reform.
The problem is far more acute in the House, where lawmakers and aides are generally younger and less wealthy. Sources said several aides have already given lawmakers notice that they’ll be leaving over concerns about Obamacare. Republican and Democratic lawmakers said the chatter about retiring now, to remain on the current health care plan, is constant.
Rep. John Larson, a Connecticut Democrat in leadership when the law passed, said he thinks the problem will be resolved.
“If not, I think we should begin an immediate amicus brief to say, ‘Listen this is simply not fair to these employees,’” Larson told POLITICO. “They are federal employees.”
Republicans, never a fan of Democratic health care reform, are more vocal about the potential adverse effects of the provision.
“It’s a reality,” said Rep. Pete Sessions (R-Texas). “This is the law. … It’s going to hinder our ability with retention of members, it’s going to hinder our ability for members to take care of their families.” He said his fellow lawmakers are having “quiet conversations” about the threat.
Alabama Rep. Jo Bonner said the threat is already real, especially for veteran lawmakers and staff. If they leave this year, they think they can continue to be covered under the current health care plan.
“I’ve lost one staffer who told me in confidence that he had been here for a number of years and the thought of losing the opportunity to keep his health insurance on Dec. 31 [forced him to leave]. He could keep what he had and on Jan. 1 he would go into that big black hole,” said Bonner, who had already planned his resignation from Congress. “And then I’ve got another staff member that I think it will be a factor as she’s contemplating her future.”
Lawmakers and aides on both sides of the aisle are acutely aware of the problems with the provision. Speaker John Boehner (R-Ohio) and Senate Majority Leader Harry Reid (D-Nev.) have discussed fixes to the provision. Boehner, according to House GOP sources, believes that Reid must take the lead on crafting a solution. Since Republicans opposed the bill, Boehner does not feel responsible to lead the effort to make changes.
The Affordable Care Act — signed into law in 2010 — contained a provision known as the Grassley Amendment, which said the government can only offer members of Congress and their staff plans that are “created” in the bill or “offered through an exchange” — unless the bill is amended.
Currently, aides and lawmakers receive their health care under the generous Federal Employee Health Benefits Program.
The government subsidizes upward of 75 percent of the premiums for the health insurance plans. In 2014, most Capitol Hill aides and lawmakers are expected to be put onto the exchanges, and there has been no guidance whether the government will subsidize those premiums. This is expected to cause a steep spike in health insurance costs.
There have been many options for fixing the problem discussed throughout the year, including administrative fixes and legislative tweaks. One scenario seen as likely on Capitol Hill would have OPM simply decide that the government could still subsidize insurance on the exchanges.
House Democratic leadership says the issue must be resolved.
“The leadership has assured members that fixing this issue is a top priority,” said one Democratic leadership aide. “This issue must be fixed by administrative action in order that the flawed Grassley Amendment’s spirit is honored and all staff and members are treated the same.”
It could be politically difficult to change this provision. The provision was put in the bill in the first place on the theory that if Congress was going to make the country live under the provisions of Obamacare, the members and staff should have to as well.
The uncertainty has created a growing furor on Capitol Hill with aides young and old worried about skyrocketing health care premiums cutting deeply into their already small paychecks. Some longtime aides and members of Congress, who previously had government subsidized health care for life, are concerned that their premiums will now come out of their pension.
If their fears are borne out, the results could be twofold. Some junior staff will head for the private sector early while more seasoned aides and lawmakers could leave before the end of the year so they can continue under the old plan.
Several lawmakers said departures could run the gamut from low-level staff to legislative aides, to senior aides and lawmakers. Capitol Hill is an attractive workplace for politically ambitious college graduates, but a core of Capitol Hill aides stick around for decades, serving as institutional knowledge, and earning prized retirement packages.
OPM, which administers benefits for federal employees, is expected to rule in the coming months on how congressional health care is to be administered.
OPM did not respond to a request for comment.
More than a dozen senior aides interviewed by POLITICO about the issue declined to be named out of fear for future job prospects. The problem is most acutely felt at the staff level, where aides make between $35,000 and roughly $170,000 and budgetary problems have all but stopped pay increases and bonuses. Lawmakers have questioned leadership aides about the future of their health care.
“Between the constant uncertainty surrounding sequestration, and the likelihood aides will soon be paying for the subsidy portion of their health care coverage, congressional office budgets are being squeezed once again, and it’s causing a lot of concern amongst chiefs of staff regarding how to best handle the situation,” said one chief of staff to a senior Democratic member of the House. “Do we give raises to junior level aides so they can afford to pay for their higher health care costs, and if so, where do we find the funds to do so? Additionally, leadership has been relatively silent in terms of providing guidance to offices, which is frustrating.”
There are other ways that aides can fully avoid this problem. If they’re married, they can join their spouse’s health care plan. If they are 65, they can go on Medicare.
But the focus right now is centered on lawmakers trying to figure out how to offset potential increases in premiums.
“I know other members are doing the same thing in terms of what we can do to offset [premiums],” Rep. Tom Cole (R-Okla.) said. “You are particularly limited now because of course we’ve had the cuts in the [member office allowances] on top of this. You just don’t have a lot of options.”
Cole added, “A lot of the staff stays on largely because of the benefit levels and particularly if you’ve got people with families and it’s extraordinarily important to them … it’s just not right.”
Federal employees should enjoy the same system that everyone will be on...
|
Live Ork, Be Ork. or D'Ork!
|
|
 |
 |
![[Post New]](/s/i/i.gif) 2013/06/13 17:04:41
Subject: Re:Thoughts on the 2014 "Obamacare" changes to health benefits.
|
 |
Blood Angel Captain Wracked with Visions
|
And then people wonder why there seems to be such a disconnect between Washington, and the rest of the country. Good thing we passed that into law so we could find out what we were getting, right?
|
|
|
 |
 |
|