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Someone's concept of generations, by graph @ 2015/12/07 07:08:07


Post by: daedalus


So this is a thing. Trigger warning: Business Insider

http://www.businessinsider.com/goldman-sachs-chart-of-the-generations-and-gen-z-2015-12


The generation that will succeed the millennials is already on the cusp of becoming more important and influential than the millennials, according to Goldman Sachs:



The oldest members of "Gen Z" are already 17, and entering college and the workforce in the US. They are going to be greater in number than the millennials were, better at using the internet, and more entrepreneurial and pragmatic about money, according to Goldman analysts Robert Boroujerdi and Christopher Wolf.

"Raised by Gen-X parents during a time marred by economic stress, rising student debt burdens, socio-economic tensions and war overseas, these youths carry a less idealistic, more pragmatic perspective on the world," the pair write.

A member of Gen-Z is anyone born after 1998. Here's what they look like, according to Goldman Sachs:

Even though none of them have yet reached adulthood they are already greater in number than Generation X and their grandparents' generations, and will soon overtake the millennials in number, too.
There are nearly 70 million of them in the US.
Every single Gen-Z member was born after the advent of the internet. They are the first generation to have no pre-internet knowledge. "However, unlike their Millennial predecessors, Gen-Z appears more conscious of protecting their reputations online. More than half (57%) have abstained from posting something because they felt it would “reflect badly on them in the future” (Pew Research)."
They will be America’s most diverse generation to date, and a majority of them will be nonwhite by 2020.
Gen-Z is more conservative, more money-oriented, and more entrepreneurial than the millennials were. "A recent Harvard Business Review article suggested that nearly 70% of Gen-Z teens were 'self-employed' (e.g., teaching piano lessons, selling goods on eBay) vs. just 12% that held a 'traditional' teen job (e.g., waiting tables)," Goldman says.


First thoughts:

Frankly I think that anything that fails to try to establish any sort of meaningful generational difference between pre-internet human beings and post-internet human beings is suspect at best.

I mean, yeah, I suppose they MAY be the same "generation" (nevermind that the gap is so large now that you could easily have parents AND their children in the same generation--wtf?) but I think if you're actually going to try to extrapolate anything even BORDERLINE intelligent out of the divides, you really should take a look at the difference between people who have used the melon-fething Dewey Decimal System and cracked open a goddamned encyclopedia at least once in their lives and those who haven't.

Further, the millennials keep appearing to be dated as starting further and further back with each new graph I see. I used to be about a year older than the millennials. Now I'm about three years within the millennials.

But I'm drunk and this is junk that I can't even call "science".

Speaking of science. I remember how in sixth grade, I had colored folders with the class topic written on them, in cursive. One of my classmates came along and demanded, borderline accusingly, "Is that the name of your GIRLFRIEND?!" I stammered back, stunned for a second, something about how it was the class we were in currently. He was clearly fething with me, but it wasn't until years later that it occurred to me out of the blue that he possibly couldn't read cursive in spite of it being taught for years prior. Based upon the terrible things people say about my seemingly arbitrarily decided age group, maybe... maybe my people ARE the "boogyman" millennials. I don't know though. I appreciate music that involves playing real fething instruments. I am a pretty damn good cook. I've lived by myself since I was 18. Maybe I'm just a man out of time.


Someone's concept of generations, by graph @ 2015/12/07 08:38:26


Post by: Cheesecat


 daedalus wrote:
I appreciate music that involves playing real fething instruments.


Well, that's a pretentious statement.



Someone's concept of generations, by graph @ 2015/12/07 11:01:11


Post by: Dreadwinter


I am a millenial and I have lived on my own since I was 18, I am a good cook. You are not some sort of special snowflake buddy.

Also, define "real fething instrument" for me please.


Someone's concept of generations, by graph @ 2015/12/07 11:20:25


Post by: Verviedi


This is quite possibly the single most pretentious post I've ever seen.


Someone's concept of generations, by graph @ 2015/12/07 11:37:08


Post by: Frazzled


Speaking of science. I remember how in sixth grade, I had colored folders with the class topic written on them, in cursive. One of my classmates came along and demanded, borderline accusingly, "Is that the name of your GIRLFRIEND?!" I stammered back, stunned for a second, something about how it was the class we were in currently. He was clearly fething with me, but it wasn't until years later that it occurred to me out of the blue that he possibly couldn't read cursive in spite of it being taught for years prior. Based upon the terrible things people say about my seemingly arbitrarily decided age group, maybe... maybe my people ARE the "boogyman" millennials. I don't know though. I appreciate music that involves playing real fething instruments. I am a pretty damn good cook. I've lived by myself since I was 18. Maybe I'm just a man out of time.


I am confused. did I miss something? All I see is a graph of populations by generations. And?

As to cursive. Agreed. They don't even teach cursive in many schools now. Its purely optional in my kids schools. Daughter writes in cursive, not The Boy.
As to real instruments-we've had synthesizers since the 60s.


Someone's concept of generations, by graph @ 2015/12/07 12:40:44


Post by: kronk


 daedalus wrote:

But I'm drunk and this is junk that I can't even call "science".


Yeah, don't post drunk.

Generation X is best X.


Someone's concept of generations, by graph @ 2015/12/07 12:57:59


Post by: Frazzled


Neanderthals drool humans rule! er wait...crap...


Someone's concept of generations, by graph @ 2015/12/07 13:38:56


Post by: Herzlos


I'm a millenial? Feth.


Someone's concept of generations, by graph @ 2015/12/07 13:57:02


Post by: Verviedi


Never quite understood what was bad about being a millenial.


Someone's concept of generations, by graph @ 2015/12/07 14:08:55


Post by: Sigvatr


I don't know what this is supposed to tell us. Anyone care to enlighten me?


Someone's concept of generations, by graph @ 2015/12/07 14:09:46


Post by: Goliath


 Verviedi wrote:
Never quite understood what was bad about being a millenial.
Something about being lazy, not having jobs and complaining all the time. Also entitled, and feeling that participation is important.

All things that they developed entirely on their own with absolutely zero influence from the generations that raised them.


Someone's concept of generations, by graph @ 2015/12/07 14:14:03


Post by: kronk


 Sigvatr wrote:
I don't know what this is supposed to tell us. Anyone care to enlighten me?


Nothing, really. Except maybe that people are living a long time. This age split is more balanced than I thought. With all of the doom and gloom about how many baby boomers there are, I expected a bigger dip with the Generation X crowd.


Someone's concept of generations, by graph @ 2015/12/07 14:55:20


Post by: gorgon


 Sigvatr wrote:
I don't know what this is supposed to tell us. Anyone care to enlighten me?


Well, if it's a critique of research companies and consultants inventing a bunch of stuff about generational personality attributes and differences so they can charge exorbitant prices for "How to market to XXXX" BS presenations/seminars/consulting/whatever...then yes, I agree with that.

Gen X was a whole generation of "slackers" until we got jobs and suddenly weren't anymore. Now we run a lot of stuff. Boomers were a bunch of anti-establishment hippies until they became The Man. The Greatest Generation was an extraordinary bunch, but they also lived at an extraordinary time. Other generations would have stepped up also, if that was what they were required to do.


Someone's concept of generations, by graph @ 2015/12/07 15:04:16


Post by: Ouze


 Sigvatr wrote:
I don't know what this is supposed to tell us. Anyone care to enlighten me?


You're not missing anything, trust me. Every generation likes to complain about the generation that succeeds them.



Someone's concept of generations, by graph @ 2015/12/07 15:14:12


Post by: Dreadwinter


 Frazzled wrote:
Speaking of science. I remember how in sixth grade, I had colored folders with the class topic written on them, in cursive. One of my classmates came along and demanded, borderline accusingly, "Is that the name of your GIRLFRIEND?!" I stammered back, stunned for a second, something about how it was the class we were in currently. He was clearly fething with me, but it wasn't until years later that it occurred to me out of the blue that he possibly couldn't read cursive in spite of it being taught for years prior. Based upon the terrible things people say about my seemingly arbitrarily decided age group, maybe... maybe my people ARE the "boogyman" millennials. I don't know though. I appreciate music that involves playing real fething instruments. I am a pretty damn good cook. I've lived by myself since I was 18. Maybe I'm just a man out of time.


I am confused. did I miss something? All I see is a graph of populations by generations. And?

As to cursive. Agreed. They don't even teach cursive in many schools now. Its purely optional in my kids schools. Daughter writes in cursive, not The Boy.
As to real instruments-we've had synthesizers since the 60s.


I learned cursive in school and it is pretty much useless to me right now. I use it to sign my name, but lets be honest here, I don't actually spell my entire name with it. I write the first 2-3 letters and then squiggles. People look at it and they are like "Yeah, that says your name alright." Yeah, sure man. Sure.

I assume his feelings towards "fake instruments" are how you felt when Dylan went electric, Fraz. That must have been so upsetting! Get it, I said you were old!




Someone's concept of generations, by graph @ 2015/12/07 15:19:00


Post by: Frazzled


I think you mean the Silver Beatles...


"If you aint Elvis you aint gak"
-Frazzled.


Someone's concept of generations, by graph @ 2015/12/07 15:20:14


Post by: Tactical_Spam


Gen-Z? More like Gen-Y considering every question I hear is answered with a "Why?"


Someone's concept of generations, by graph @ 2015/12/07 16:58:14


Post by: Easy E


Generational Difference in the Twenty-Teens, is like the Eugenics of the 1920s!


Someone's concept of generations, by graph @ 2015/12/07 17:03:59


Post by: Sigvatr


 Ouze wrote:
 Sigvatr wrote:
I don't know what this is supposed to tell us. Anyone care to enlighten me?


You're not missing anything, trust me. Every generation likes to complain about the generation that succeeds them.



...or preceeds them. "You don't understand me, you're too old".


Someone's concept of generations, by graph @ 2015/12/07 17:41:34


Post by: DarkLink


"Kids today are so spoilt. In my day...."

I seem to recall someone actually dug through every copy of Time magazine, and bsaically every decade there's an issue dedicated to talking about how lazy the next generation is. They're all basically the same article, just swap out the internet for whatever relevant technology for that decade.


Someone's concept of generations, by graph @ 2015/12/07 17:54:51


Post by: Verviedi


 Goliath wrote:
 Verviedi wrote:
Never quite understood what was bad about being a millenial.
Something about being lazy, not having jobs and complaining all the time. Also entitled, and feeling that participation is important.

All things that they developed entirely on their own with absolutely zero influence from the generations that raised them.

Well, of course they don't have jobs. Baby boomers made it unsustainable to leave jobs, so they refuse to retire at the proper age. All that entitlement is simply for things that boomers took for granted.


Someone's concept of generations, by graph @ 2015/12/07 17:57:45


Post by: hotsauceman1


Idk, genz seems lazy to me, they cant feed themselves, cant go to the bathroom by themselves, cant even get to school without their parents


Someone's concept of generations, by graph @ 2015/12/07 18:00:25


Post by: Verviedi


 hotsauceman1 wrote:
Idk, genz seems lazy to me, they cant feed themselves, cant go to the bathroom by themselves, cant even get to school without their parents

Am I missing the humor here?


Someone's concept of generations, by graph @ 2015/12/07 18:01:19


Post by: Kilkrazy


Soon Google and Apple will invent a reliable text to speech algorithm, and kids won't even have to learn how to read.


Someone's concept of generations, by graph @ 2015/12/07 18:34:37


Post by: kronk


Millenials refuse to use apostrophes!

They're cray-cray!


Someone's concept of generations, by graph @ 2015/12/07 18:36:13


Post by: Tactical_Spam


 Kilkrazy wrote:
Soon Google and Apple will invent a reliable text to speech algorithm, and kids won't even have to learn how to read.


And a speech to text algorithm?


Someone's concept of generations, by graph @ 2015/12/07 19:37:01


Post by: LethalShade


 Tactical_Spam wrote:
 Kilkrazy wrote:
Soon Google and Apple will invent a reliable text to speech algorithm, and kids won't even have to learn how to read.


And a speech to text algorithm?



They don't read books anymore, anyway.


Someone's concept of generations, by graph @ 2015/12/07 19:39:08


Post by: djones520


 LethalShade wrote:
 Tactical_Spam wrote:
 Kilkrazy wrote:
Soon Google and Apple will invent a reliable text to speech algorithm, and kids won't even have to learn how to read.


And a speech to text algorithm?



They don't read books anymore, anyway.


Then make your kids do it. My oldest hates to read. Doesn't mean we don't make him do it for 30 minutes a night anyways.


Someone's concept of generations, by graph @ 2015/12/07 19:56:19


Post by: Kilkrazy


Reading's overrated, anyway.

https://goo.gl/maps/nZhANCuNY522


Someone's concept of generations, by graph @ 2015/12/07 21:16:06


Post by: Kilkrazy


Slough is only about 20 minutes drive away.


Someone's concept of generations, by graph @ 2015/12/07 22:03:23


Post by: Sigvatr


 LethalShade wrote:
 Tactical_Spam wrote:
 Kilkrazy wrote:
Soon Google and Apple will invent a reliable text to speech algorithm, and kids won't even have to learn how to read.


And a speech to text algorithm?



They don't read books anymore, anyway.


Statistically it's been proven that the main and by far biggest reason for children to not like reading is their parents not liking it. If children do not see their parents enjoying reading and aren't being read to, they will, by a high chance, not develop any interest in it. Which makes a lot of sense as reading isn't a thing observed among most peers.


Someone's concept of generations, by graph @ 2015/12/07 22:04:59


Post by: LethalShade


 Sigvatr wrote:
 LethalShade wrote:
 Tactical_Spam wrote:
 Kilkrazy wrote:
Soon Google and Apple will invent a reliable text to speech algorithm, and kids won't even have to learn how to read.


And a speech to text algorithm?



They don't read books anymore, anyway.


Statistically it's been proven that the main and by far biggest reason for children to not like reading is their parents not liking it. If children do not see their parents enjoying reading and aren't being read to, they will, by a high chance, not develop any interest in it. Which makes a lot of sense as reading isn't a thing observed among most peers.


Yeah, you have a point. It could explain why I enjoy reading real books so much.


Someone's concept of generations, by graph @ 2015/12/07 22:06:41


Post by: Sigvatr


 LethalShade wrote:


Yeah, you have a point. It could explain why I enjoy reading real books so much.


It's really sad to see, really. The son of a couple we're friends of said that the last time most of his class read a book was back at elementary school (he's grade 7). The worst part is that it's those children that then get children themselves and thus will guarantee another generation with even less reading exposure. It's saddening.

Sitting in front of the fireplace, listening to wood crackling in the fire, smelling it slowly fading away, tucked in a thick, comfortable blanket while reading a good book in the Winter is amazing


Someone's concept of generations, by graph @ 2015/12/08 00:48:50


Post by: hotsauceman1


 Goliath wrote:
 Verviedi wrote:
Never quite understood what was bad about being a millenial.
Something about being lazy, not having jobs and complaining all the time. Also entitled, and feeling that participation is important.

All things that they developed entirely on their own with absolutely zero influence from the generations that raised them.

Probably because we are stuck in a gakky world screwed up by the generations before us with no regard for the future of anything? And being stuck in the proverbial "Iron Cage" of being expected to work for the main motivation of profit and nothing else with the goal being study not something you love, do something you love, but to get money?
Yeah, most people would be upset in the gakky situation the previous generations left us.


Someone's concept of generations, by graph @ 2015/12/08 00:54:43


Post by: Cheesecat


 Sigvatr wrote:
 LethalShade wrote:


Yeah, you have a point. It could explain why I enjoy reading real books so much.


It's really sad to see, really. The son of a couple we're friends of said that the last time most of his class read a book was back at elementary school (he's grade 7). The worst part is that it's those children that then get children themselves and thus will guarantee another generation with even less reading exposure. It's saddening.

Sitting in front of the fireplace, listening to wood crackling in the fire, smelling it slowly fading away, tucked in a thick, comfortable blanket while reading a good book in the Winter is amazing


Honestly I used to read for fun fairly regularity (does reading on the internet count? If so I read for fun lots) but there is just too much options in the form of entertainment for me to want to read (like movies, video games, web series, dating, hanging out, art, drugs, booze, etc) plus between

school and work (full-time) I don't have a lot of free time.


Someone's concept of generations, by graph @ 2015/12/08 02:17:37


Post by: -Loki-


Best thing about this sort of drunk posting is waking up and thinking 'I didn't make a thread last night...'.


Someone's concept of generations, by graph @ 2015/12/08 11:47:59


Post by: Frazzled


 hotsauceman1 wrote:
 Goliath wrote:
 Verviedi wrote:
Never quite understood what was bad about being a millenial.
Something about being lazy, not having jobs and complaining all the time. Also entitled, and feeling that participation is important.

All things that they developed entirely on their own with absolutely zero influence from the generations that raised them.

Probably because we are stuck in a gakky world screwed up by the generations before us with no regard for the future of anything? And being stuck in the proverbial "Iron Cage" of being expected to work for the main motivation of profit and nothing else with the goal being study not something you love, do something you love, but to get money?
Yeah, most people would be upset in the gakky situation the previous generations left us.


Thats clueless. In previous generations, you would already be dead from cholera, paralyzed from polio, or potentially starved from a bad harvest.


Someone's concept of generations, by graph @ 2015/12/08 14:33:38


Post by: Sigvatr


 hotsauceman1 wrote:

Probably because we are stuck in a gakky world screwed up by the generations before us with no regard for the future of anything? And being stuck in the proverbial "Iron Cage" of being expected to work for the main motivation of profit and nothing else with the goal being study not something you love, do something you love, but to get money?


Ehm, that's just wrong. You can study whatever you like and nooone's gonna stop you from doing so. If you study stuff like Theatre, Fine Arts or Gender studies, however, you need to be aware that this isn't going to earn you money and thus be happy with a low-end standard of living. You are not useful to anyone with such a degree, so why would anyone pay you?


Someone's concept of generations, by graph @ 2015/12/08 14:37:59


Post by: Kilkrazy


Mr Gradgrind's ethos is alive and well, I find.


Someone's concept of generations, by graph @ 2015/12/08 14:40:59


Post by: djones520


 Sigvatr wrote:
 hotsauceman1 wrote:

Probably because we are stuck in a gakky world screwed up by the generations before us with no regard for the future of anything? And being stuck in the proverbial "Iron Cage" of being expected to work for the main motivation of profit and nothing else with the goal being study not something you love, do something you love, but to get money?


Ehm, that's just wrong. You can study whatever you like and nooone's gonna stop you from doing so. If you study stuff like Theatre, Fine Arts or Gender studies, however, you need to be aware that this isn't going to earn you money and thus be happy with a low-end standard of living. You are not useful to anyone with such a degree, so why would anyone pay you?


That is the problem that so many today face.

I'm getting a degree in History. I fully acknowledge that it's never going to make me rich. My most likely best case, I'll end up a Professor in some community college. I'm also 31 and 14 years into my military career though. I will retire from my first career at 37, and have a pension before I take the job that I "love". I prepared myself to do something I wanted to do.

Kids today need to get over the entitlement mentality that just because they go to college and get a degree, they are owed a good living. My wife has her Bachelors, and she's unemployed. Do we bitch about how unfair the world is? Hell no. She got a degree that doesn't offer a lot of job opportunities now. Sucks, cause its a lot of student loan money I have to pay back, but such is life.

You kids need to get lessons like this through your head. Pursue what you want, but be prepared for the consequences of it. A trade certificate most times will be worth more then many Bachelor degrees out there today.


Someone's concept of generations, by graph @ 2015/12/08 16:14:46


Post by: hotsauceman1


Thats the point, this isnt about entitlement, its about my generation being screwed over by the previous one. We are the ones paying more for education, despite more worthless degrees, because previous ones kinda defaulted on all their loans, causing Student loans to become unforgivable. It also the generation that told use lie after lie about how education and college is the only way to succeed. Then previous generations screwed up the housing market, the job market and made unions less powerful.
This isnt about entitlement, its about my generation being forced to deal with the shortsightedness of the previous ones in every conceivable way.


Someone's concept of generations, by graph @ 2015/12/08 16:27:45


Post by: Grey Templar


Yeah, the insane focus on college is too much. I disagree about Unions being less powerful, they're way way too powerful as it is.


Someone's concept of generations, by graph @ 2015/12/08 16:29:10


Post by: hotsauceman1


 Grey Templar wrote:
Yeah, the insane focus on college is too much. I disagree about Unions being less powerful, they're way way too powerful as it is.

Except if you look, strong unions tend to correlate with a healthy middle class.


Someone's concept of generations, by graph @ 2015/12/08 16:30:48


Post by: Sigvatr


 hotsauceman1 wrote:
Thats the point, this isnt about entitlement, its about my generation being screwed over by the previous one. We are the ones paying more for education, despite more worthless degrees, because previous ones kinda defaulted on all their loans, causing Student loans to become unforgivable. It also the generation that told use lie after lie about how education and college is the only way to succeed. Then previous generations screwed up the housing market, the job market and made unions less powerful.
This isnt about entitlement, its about my generation being forced to deal with the shortsightedness of the previous ones in every conceivable way.


You're so right, you poor little one who will not be able to afford a Tesla with your Gender studies degree. Screw those mean, mean generations before you that fought in wars to ensure international peace, rebuilt cities with their bare hands and built the very foundation of the societies we live in nowadays, allowing for all people to live a safe and good life.

You're just selfish and extremely self-driven. That's the problem. You are not entitled to anything. NOTHING. You take everything around you as granted and focus on the negative parts to vent and project. If people really want to know what their degree / college is worth, they can just look it up on the internet. Literally. The info is /right there/. Less whining about stuff, more self-education.


Someone's concept of generations, by graph @ 2015/12/08 16:31:57


Post by: Grey Templar


 hotsauceman1 wrote:
 Grey Templar wrote:
Yeah, the insane focus on college is too much. I disagree about Unions being less powerful, they're way way too powerful as it is.

Except if you look, strong unions tend to correlate with a healthy middle class.


Unions are good, but only to a point. They're way past the point of being a healthy thing and need to be toned back.


Someone's concept of generations, by graph @ 2015/12/08 16:38:11


Post by: hotsauceman1


 Sigvatr wrote:
 hotsauceman1 wrote:
Thats the point, this isnt about entitlement, its about my generation being screwed over by the previous one. We are the ones paying more for education, despite more worthless degrees, because previous ones kinda defaulted on all their loans, causing Student loans to become unforgivable. It also the generation that told use lie after lie about how education and college is the only way to succeed. Then previous generations screwed up the housing market, the job market and made unions less powerful.
This isnt about entitlement, its about my generation being forced to deal with the shortsightedness of the previous ones in every conceivable way.


You're so right, you poor little one who will not be able to afford a Tesla with your Gender studies degree. Screw those mean, mean generations before you that fought in wars to ensure international peace, rebuilt cities with their bare hands and built the very foundation of the societies we live in nowadays, allowing for all people to live a safe and good life.
.

This isnt about being able to afford a Tesla, but good making a cute little diversionary tactic. Its about being able to pay off the student loans that are astronomical(My sister has about 30,000 in loans and is homeless now) with less meaning then they had before. It is about a system that built us up to fail, constantly lying to us, making us their little pawns so corporations can get even more money.
And I dont have a gender studies degree, I have a broad spectrum sociology degree.


Someone's concept of generations, by graph @ 2015/12/08 16:39:52


Post by: Grey Templar


Nobody wants you default on your loan. They don't get money if you don't pay your loans off.


Someone's concept of generations, by graph @ 2015/12/08 17:04:39


Post by: Sigvatr


 hotsauceman1 wrote:

And I dont have a gender studies degree, I have a broad spectrum sociology degree.


Same thing. It's something that doesn't get you anywhere money-wise, so I assume you took it solely for it being interesting to you. Which is fine, but you knew beforehand that you would have to pay back loans and that you would never earn a lot of money. Your decision.


Someone's concept of generations, by graph @ 2015/12/08 17:13:30


Post by: djones520


 Sigvatr wrote:
 hotsauceman1 wrote:

And I dont have a gender studies degree, I have a broad spectrum sociology degree.


Same thing. It's something that doesn't get you anywhere money-wise, so I assume you took it solely for it being interesting to you. Which is fine, but you knew beforehand that you would have to pay back loans and that you would never earn a lot of money. Your decision.


No, it's the previous generations greedy capitalists fault. Gosh.


Someone's concept of generations, by graph @ 2015/12/08 18:00:38


Post by: gorgon


Every generation has to deal with baggage left to them by the preceding generations.


Someone's concept of generations, by graph @ 2015/12/08 18:02:36


Post by: Easy E


Everyone sucks, no matter generation you were from.

#nihilism


Someone's concept of generations, by graph @ 2015/12/08 18:15:05


Post by: hotsauceman1


 Grey Templar wrote:
Nobody wants you default on your loan. They don't get money if you don't pay your loans off.

Ok, why are other loans forgivable? But student loans are not?


Someone's concept of generations, by graph @ 2015/12/08 18:17:18


Post by: Ashiraya


 Sigvatr wrote:
 hotsauceman1 wrote:

And I dont have a gender studies degree, I have a broad spectrum sociology degree.


Same thing. It's something that doesn't get you anywhere money-wise, so I assume you took it solely for it being interesting to you. Which is fine, but you knew beforehand that you would have to pay back loans and that you would never earn a lot of money. Your decision.


This profit-mindedness is a huge problem with today's world, particularly in countries that don't have to be.

Gender studies are not irrelevant, for example.


Someone's concept of generations, by graph @ 2015/12/08 18:17:22


Post by: hotsauceman1


 Sigvatr wrote:
 hotsauceman1 wrote:

And I dont have a gender studies degree, I have a broad spectrum sociology degree.


Same thing. It's something that doesn't get you anywhere money-wise, so I assume you took it solely for it being interesting to you. Which is fine, but you knew beforehand that you would have to pay back loans and that you would never earn a lot of money. Your decision.

Except, you are missing the point behind my posts, throughout high school, through CC, and even in university, I was told constantly "Go to college to get a good job, study what you love and you will make money" by a system funded by by people that exist only to make money off degree farms.
My generation was spoonfed lie, after lie after lie, and when we complain about it, all we hear is "BOOTSTRAPS"


Someone's concept of generations, by graph @ 2015/12/08 18:35:09


Post by: Alpharius


Perhaps a little more research up front was in order?

I suppose everyone knows you can't automatically believe/trust everything you hear or are told?

Everyone's got an agenda, of sorts, after all...


Someone's concept of generations, by graph @ 2015/12/08 18:39:43


Post by: Grey Templar


 hotsauceman1 wrote:
 Grey Templar wrote:
Nobody wants you default on your loan. They don't get money if you don't pay your loans off.

Ok, why are other loans forgivable? But student loans are not?


You are assuming that forgiveness should always be an option. You should only borrow money if you are going to pay it back. Borrowing with the intent to not pay it back is wrong, its really nothing more than theft.


Someone's concept of generations, by graph @ 2015/12/08 18:43:28


Post by: Sinful Hero


 hotsauceman1 wrote:
 Sigvatr wrote:
 hotsauceman1 wrote:

And I dont have a gender studies degree, I have a broad spectrum sociology degree.


Same thing. It's something that doesn't get you anywhere money-wise, so I assume you took it solely for it being interesting to you. Which is fine, but you knew beforehand that you would have to pay back loans and that you would never earn a lot of money. Your decision.

Except, you are missing the point behind my posts, throughout high school, through CC, and even in university, I was told constantly "Go to college to get a good job, study what you love and you will make money" by a system funded by by people that exist only to make money off degree farms.
My generation was spoonfed lie, after lie after lie, and when we complain about it, all we hear is "BOOTSTRAPS"

As a fellow millennial, if you chose to believe the lies you have no one to blame but yourself. Neither my wife nor I have college degrees and we're doing just great. Anecdotal evidence, ahoy!


Someone's concept of generations, by graph @ 2015/12/08 18:48:30


Post by: Grey Templar


I was never told study what you love and you will make money. I was always raised with the impression that doing what you love is always nice, but sometimes it won't make you money. So you need to find a balance somewhere.


Someone's concept of generations, by graph @ 2015/12/08 18:52:20


Post by: Frazzled



Except, you are missing the point behind my posts, throughout high school, through CC, and even in university, I was told constantly "Go to college to get a good job, study what you love and you will make money" by a system funded by by people that exist only to make money off degree farms.
My generation was spoonfed lie, after lie after lie, and when we complain about it, all we hear is "BOOTSTRAPS"


Here's something thats going to freak people out.

I agree with him.


Automatically Appended Next Post:
 Grey Templar wrote:
 hotsauceman1 wrote:
 Grey Templar wrote:
Nobody wants you default on your loan. They don't get money if you don't pay your loans off.

Ok, why are other loans forgivable? But student loans are not?


You are assuming that forgiveness should always be an option. You should only borrow money if you are going to pay it back. Borrowing with the intent to not pay it back is wrong, its really nothing more than theft.


NO. Its a risk of business. Its just a contract like any other.


Someone's concept of generations, by graph @ 2015/12/08 19:05:32


Post by: Talizvar


So my takeaway for this is I am a Gen-X and have some awesomeness mixed in with some baggage to do with that?

It blows my mind that I can tell people "I am older than the internet!" and it makes me sound like a 1000 years old.

Meanwhile, I regularly talk to those where there always was the internet, it does not promote remembering much.

It blows my mind how well I can do math in my head compared to the younger generations, but back in public school they said "You need to know this, you will not be walking around with a calculator on you.". How wrong they were.

There was a time I imagined that fitting an album on something the size and shape of a domino would be AWESOME... now you can fit your whole collection in one.

It is funny having to remind my son not to try to B.S. on things because anyone at that moment can check and see if what you said is true.

I think the biggest innovation is the instant connectivity coupled with the "smart phone".
I had the first Palm Pilot when it came out.
Not much different in function than a smartphone, without the phone or internet connection.
Now you can pretty much do anything from that phone that took multiple devices for me to do in my teens.

I dunno, each "generation" has it's own challenges, just helping my kids find ways to verify facts is far more challenging than it used to be for me.

I "think" my generation was a bit more concerned with "how" things work, I still like getting into the settings and guts of a machine or electronic device.
I find the newer generation is dealing with technology that are more devices and are now "power users" less concerned with how it works and more with getting it to do what is needed.

Spreadsheets were the kung-fu skills as well as programming to have for corporate.
Now it is more "social media" management and exposure: we are better connected than ever so managing your brand while under a microscope is key.

Anyway: I am caveman that hangs out in MY basement and takes fuzzy stick to models and push them around while dreaming of more heroic locations and times.
Plus I sail, scuba-dive and go to nice warm places south and do silly things like zip-line because you need to feel more alive on occasion.

Meanwhile I will try to figure out my tiny cavemen children and teach them what wonders I have discovered of the age we live in now so they do not have their lunch-bit-coins wirelessly hacked from their electronic lockers. Or whatever new version of an old problem comes along.

Wow, nice self absorbed diatribe there... sorry for the inconvenience...



Someone's concept of generations, by graph @ 2015/12/08 19:14:18


Post by: gorgon


 Frazzled wrote:

Except, you are missing the point behind my posts, throughout high school, through CC, and even in university, I was told constantly "Go to college to get a good job, study what you love and you will make money" by a system funded by by people that exist only to make money off degree farms.
My generation was spoonfed lie, after lie after lie, and when we complain about it, all we hear is "BOOTSTRAPS"


Here's something thats going to freak people out.

I agree with him.


The higher education marketplace will undoubtedly see a few corrections in coming years as young people start getting smarter about their educational decisions.



Someone's concept of generations, by graph @ 2015/12/08 19:23:20


Post by: Frazzled


Its already started.


Someone's concept of generations, by graph @ 2015/12/08 19:43:54


Post by: Easy E


@Talizvar

As a 6Sigma guy, spreadsheets and graphs are still the Kung-fu skills of the corporate world.

Social media is the Kung-fu of the marketing world.


Someone's concept of generations, by graph @ 2015/12/08 19:53:34


Post by: SilverMK2


 Sigvatr wrote:
 hotsauceman1 wrote:

Probably because we are stuck in a gakky world screwed up by the generations before us with no regard for the future of anything? And being stuck in the proverbial "Iron Cage" of being expected to work for the main motivation of profit and nothing else with the goal being study not something you love, do something you love, but to get money?


Ehm, that's just wrong. You can study whatever you like and nooone's gonna stop you from doing so. If you study stuff like Theatre, Fine Arts or Gender studies, however, you need to be aware that this isn't going to earn you money and thus be happy with a low-end standard of living. You are not useful to anyone with such a degree, so why would anyone pay you?


The subject matter is not always as important as the skills you develop. A mechanical engineer, electrical engineer and chemical process engineer will pick up vastly different knowledge but will generally learn and develop the same kinds of skills. Similarly, analytical thinking is a component of many subjects beyond the obvious ones.

There are plenty of fields where having a good quality, general degree in anything will be beneficial as the knowledge required to perform the job is not really something you can pick up from anywhere other than doing the job. However, the skills required to do well in the role are certainly ones that most people will develop doing any kind of degree.

Besides, it is relatively cheap to run certain degrees; they help to pay for the ones which need expensive kit


Someone's concept of generations, by graph @ 2015/12/08 19:58:40


Post by: Grey Templar


 Easy E wrote:
@Talizvar

As a 6Sigma guy, spreadsheets and graphs are still the Kung-fu skills of the corporate world.

Social media is the Kung-fu of the marketing world.


Indeed. Three years of various classes which all boiled down to excel skills is proof. And companies telling schools to teach people to use excel.


Someone's concept of generations, by graph @ 2015/12/08 20:03:05


Post by: Co'tor Shas


 gorgon wrote:


The higher education marketplace will undoubtedly see a few corrections in coming years as young people start getting smarter about their educational decisions.


I've seen this just with my group of friends and the SUNY system. They were once just reguarded as "back-up" schools, but they are now oftentimes peoples first choice. These state-funded schools provide education at the same level of private schools, but far cheaper. They might not have the prestige, but they have everything else, and as they are all connected, you get lots of advantages that private schools don't, and state-funded works, ect. The Nano-Utica initiative is building a giant clean room and micro-processed production facility right in the SUNY-poly campus, which gives something private schools would very much struggle to match.


Someone's concept of generations, by graph @ 2015/12/08 20:07:44


Post by: Torga_DW


Er, where's generation Y on that chart?


Someone's concept of generations, by graph @ 2015/12/08 20:14:46


Post by: Frazzled


Y do you ask?


Someone's concept of generations, by graph @ 2015/12/08 20:29:59


Post by: SilverMK2


 Torga_DW wrote:
Er, where's generation Y on that chart?


They all died in the Y Wars :(


Someone's concept of generations, by graph @ 2015/12/08 21:10:40


Post by: Kilkrazy


If you want to make money here are some of the best legal ways to do it:

1. Be born to a rich family.
2. Banker.
3. Invest in property.
4. Politician.
5. Executive in a medium to large size company.
6. High ranking official in some government agency.
7. Accountant.
8. High level sports person, but not one of the amateur codes like rowing.

You will notice that jobs like engineer, doctor, and bacteriologist aren't on this list. That is because they demand a lot of education and dedication, and don't pay very well.


Someone's concept of generations, by graph @ 2015/12/08 22:19:36


Post by: hotsauceman1


 Frazzled wrote:

Except, you are missing the point behind my posts, throughout high school, through CC, and even in university, I was told constantly "Go to college to get a good job, study what you love and you will make money" by a system funded by by people that exist only to make money off degree farms.
My generation was spoonfed lie, after lie after lie, and when we complain about it, all we hear is "BOOTSTRAPS"


Here's something thats going to freak people out.

I agree with him.

Well, that was unexpected, I thought you would yell at me too about being whiny


 Grey Templar wrote:
 hotsauceman1 wrote:
 Grey Templar wrote:
Nobody wants you default on your loan. They don't get money if you don't pay your loans off.

Ok, why are other loans forgivable? But student loans are not?


You are assuming that forgiveness should always be an option. You should only borrow money if you are going to pay it back. Borrowing with the intent to not pay it back is wrong, its really nothing more than theft.


NO. Its a risk of business. Its just a contract like any other.

It also is bad because, every other loan you can default on, but student loans you cant.


Someone's concept of generations, by graph @ 2015/12/08 22:27:13


Post by: Frazzled


Private student loans you can default on. Government insured loans - you used to be able to. Then the government took them over more directly and voila. Like tax bills you can't void them in Bankruptcy court.


Someone's concept of generations, by graph @ 2015/12/08 22:29:26


Post by: whembly


 hotsauceman1 wrote:
 Grey Templar wrote:
Nobody wants you default on your loan. They don't get money if you don't pay your loans off.

Ok, why are other loans forgivable? But student loans are not?

Because most of the school loans are backed by the government

If I remember correctly, in the 70's it was "a thing" to graduate from college and then declare bankruptcy to discharge all loans (including school).

EDIT: ninja'ed by the grandmasta


Someone's concept of generations, by graph @ 2015/12/08 22:30:02


Post by: Frazzled



Well, that was unexpected, I thought you would yell at me too about being whiny


CHE and IHE are filled with articles by professors/admin trying to justify costs and the Humanities. Thats a leading indicator something's up.


They are the same arguments law schools used while churning out the great surplus of lawyers. Its just a scam like any other. Ride the demand until the the demand falls.


Someone's concept of generations, by graph @ 2015/12/08 22:30:11


Post by: djones520


 Frazzled wrote:
Private student loans you can default on. Government insured loans - you used to be able to. Then the government took them over more directly and voila. Like tax bills you can't void them in Bankruptcy court.


The whole thing is changing as we speak. We're trying to learn all the rules right now with my wife's.


Someone's concept of generations, by graph @ 2015/12/08 22:31:36


Post by: Frazzled


If I remember correctly, in the 70's it was "a thing" to graduate from college and then declare bankruptcy to discharge all loans (including school).


Back in the seventies if you couldn't pay student loans something was seriously wrong. Tuition was much lower and they had something called jobs back then. When the underemployment rate is still above 10%, there's something wrong. Quick someone put Trump on TV for a distraction!


Automatically Appended Next Post:
 djones520 wrote:
 Frazzled wrote:
Private student loans you can default on. Government insured loans - you used to be able to. Then the government took them over more directly and voila. Like tax bills you can't void them in Bankruptcy court.


The whole thing is changing as we speak. We're trying to learn all the rules right now with my wife's.


Yep. I'm running through Spring 2017 for the Boy and Dog knows what school GC wants to start staging her first protests as a SJW at.



Someone's concept of generations, by graph @ 2015/12/08 22:35:37


Post by: whembly


 djones520 wrote:
 Frazzled wrote:
Private student loans you can default on. Government insured loans - you used to be able to. Then the government took them over more directly and voila. Like tax bills you can't void them in Bankruptcy court.


The whole thing is changing as we speak. We're trying to learn all the rules right now with my wife's.

You essentially have to convince the Bankruptcy Courts that it would be an excessive burden to repay the school loans. It's possible, but it's an extremely high bar to get this. You'd almost have to be out of work for more than a year to get this...

The standard is that they'd steer you towards a Chapter 7 (most debt is immediately discharged) or Chapter 13 (put you on a 5 yr play to repay *some* of the debt). Chapter 13 is where they'd steer you if you make any consistent money and any non-school debt can be put on a pmt plan that pays pennies to the dollar of the debt during that 5 yr period. In the mean time, any school loans that were originally backed by the government would be "put on hold" until after the 5 yr period is over... then, you go back to the original pmt schedule.


Someone's concept of generations, by graph @ 2015/12/08 22:44:43


Post by: LethalShade


I started to reply, and then I remembered that private schools are so much more expensive in the US than here.


Someone's concept of generations, by graph @ 2015/12/08 22:46:53


Post by: whembly


 LethalShade wrote:
I started to reply, and then I remembered that private schools are so much more expensive in the US than here.

It's insane. I have two boys...

'Tis why I've been harping blue collar jobs.


Someone's concept of generations, by graph @ 2015/12/08 23:22:49


Post by: Co'tor Shas


That's why I harp on about state-collages. Just paying for peoples collages will never work, as private compaines will just jacl up the prices even more, but make them compete against far cheaper schools, and down go the prices. Still expensive (like 18K a year all told for mine), but nowhere near the cost of private ones.


Someone's concept of generations, by graph @ 2015/12/09 07:44:55


Post by: hotsauceman1


Guys, next is gen z. After that we run out of letters........ is this the end the mayans predicted?


Someone's concept of generations, by graph @ 2015/12/09 08:01:02


Post by: AlmightyWalrus


We'll loan you å, ä, and ö so that we can squeeze another three generations in. By the time we run out of letters again, all of us will have croaked it, so it won't be our problem!


That's how you solve these problems, right?


Someone's concept of generations, by graph @ 2015/12/09 08:06:09


Post by: Ouze


 Frazzled wrote:
Private student loans you can default on. Government insured loans - you used to be able to. Then the government took them over more directly and voila. Like tax bills you can't void them in Bankruptcy court.


Your facts are right but I'd like to clarify how you structured that sentence, in regards to how your timeline is likely to be read - there were stages. The federal government made their portion unable to be discharged in the late 70s. Private loans were able to successfully get such protection in 2005 after much lobbying - previous to this, private loans could still be discharged. The "government took them over more directly" is much more recent (2010) and didn't affect bankruptcy further.

What actually happened is relatively good, in my opinion: the government began to administer government backed loans directly. Previously (when I worked at a college, I don't know how far back it went), a private bank would issue you a loan that had a government guarantee (they also offered private, non-government-backed loans if you'd hit your cap or lost your eligibility for student loans or whatever). They'd take the money from interest, as with all loans. However, if the student defaulted, the government would make the lender whole and then pursue the loan. There was no risk to the bank - it was, in essence, corporate welfare. Now the government gets the interest, and the government takes the risk. Whether or not the government should be in the student loan business at all is for another thread, but I think any reasonable person could probably agree that the preceding setup where the taxpayer took all the risk while shareholders pocketed all the rewards was fairly jacked.



Someone's concept of generations, by graph @ 2015/12/09 08:06:40


Post by: LethalShade


 AlmightyWalrus wrote:
We'll loan you å, ä, and ö so that we can squeeze another three generations in. By the time we run out of letters again, all of us will have croaked it, so it won't be our problem!


That's how you solve these problems, right?


Gen AA, AB, et cætera.

(Or we can use hexadecimal)


Someone's concept of generations, by graph @ 2015/12/09 12:07:07


Post by: Frazzled


 Ouze wrote:
 Frazzled wrote:
Private student loans you can default on. Government insured loans - you used to be able to. Then the government took them over more directly and voila. Like tax bills you can't void them in Bankruptcy court.


Your facts are right but I'd like to clarify how you structured that sentence, in regards to how your timeline is likely to be read - there were stages. The federal government made their portion unable to be discharged in the late 70s. Private loans were able to successfully get such protection in 2005 after much lobbying - previous to this, private loans could still be discharged. The "government took them over more directly" is much more recent (2010) and didn't affect bankruptcy further.

What actually happened is relatively good, in my opinion: the government began to administer government backed loans directly. Previously (when I worked at a college, I don't know how far back it went), a private bank would issue you a loan that had a government guarantee (they also offered private, non-government-backed loans if you'd hit your cap or lost your eligibility for student loans or whatever). They'd take the money from interest, as with all loans. However, if the student defaulted, the government would make the lender whole and then pursue the loan. There was no risk to the bank - it was, in essence, corporate welfare. Now the government gets the interest, and the government takes the risk. Whether or not the government should be in the student loan business at all is for another thread, but I think any reasonable person could probably agree that the preceding setup where the taxpayer took all the risk while shareholders pocketed all the rewards was fairly jacked.



Actually you still can get completely private loans.

It really is much better now. Instead of discharging my debts and getting a fresh start I now have the full power of the government insuring I get to pay and pay and pay.


Someone's concept of generations, by graph @ 2015/12/09 12:21:56


Post by: Kilkrazy


In the UK apprenticeships are making a comeback as an alternative to university. But these modern apprenticeships are not the traditional thing of 16 year olds joining OJT style positions in skilled labour. It's more like the Accountancy career path in which you start as a basic clerk, study and take another set of exams every year or two until eventually you get to CIMA level three or whatever is the top.

The company pays your salary, contributes to your tuitiion fees, and promotes you when you gain a new qualification.

The attraction of starting a reasonably well-paid job at 19, and getting a degree and automatic promotion with no university study debts is obvious. Naturally, it is the highest fliers who are getting offered these apprenticeships.


Someone's concept of generations, by graph @ 2015/12/09 12:51:13


Post by: Bullockist


 Frazzled wrote:

Yep. I'm running through Spring 2017 for the Boy and Dog knows what school GC wants to start staging her first protests as a SJW at.



Oh feth me , you mean the next generation is going to feature some firebrand for whom humour doesn't feature in their discourse?
GC, invading bullockists safe spaces since 2016.

She's appropriating lawyer culture.

btw frazz if she becomes an SJW you know her college boyfriend is going to be an unemployable,humanities studying, drug using miscreant.


Someone's concept of generations, by graph @ 2015/12/09 13:20:35


Post by: Frazzled


 Bullockist wrote:
 Frazzled wrote:

Yep. I'm running through Spring 2017 for the Boy and Dog knows what school GC wants to start staging her first protests as a SJW at.



Oh feth me , you mean the next generation is going to feature some firebrand for whom humour doesn't feature in their discourse?
GC, invading bullockists safe spaces since 2016.

She's appropriating lawyer culture.

btw frazz if she becomes an SJW you know her college boyfriend is going to be an unemployable,humanities studying, drug using miscreant.

Noooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo!


Someone's concept of generations, by graph @ 2015/12/09 13:35:17


Post by: Bullockist


i know it's heart breaking but he'll probably be a marxist too.

watch out for your quesadilla appropriating Texan culture. *when this comes true i expect a payment of $500 to bullockists psychic hotline, preferably paid in freedom dollars*


Someone's concept of generations, by graph @ 2015/12/09 13:52:30


Post by: Frazzled


 Bullockist wrote:
i know it's heart breaking but he'll probably be a marxist too.

watch out for your quesadilla appropriating Texan culture. *when this comes true i expect a payment of $500 to bullockists psychic hotline, preferably paid in freedom dollars*


You can have my TexMex when you pry it from my cold, dead hands!*


*Frazzled has not tried the new experiments in Syrian TexMex currently beginning. He who controls the TexMex, controls the universe!


Someone's concept of generations, by graph @ 2015/12/09 14:26:53


Post by: Da Boss


I never knew what a Millennial was but I saw lots of articles online whinging about them.

Now I find out I am one! OMAGERD.

This intergenerational stuff is silly anyhow. It's not applicable across all cultures and even within cultures it's generally just some retreading of old people going "Kids these days!"

Kids are kids, they're always annoying. Old people are too.


Someone's concept of generations, by graph @ 2015/12/09 14:40:11


Post by: Kilkrazy


If you're not careful you will grow up to be a hipster.


Someone's concept of generations, by graph @ 2015/12/09 14:42:01


Post by: AlmightyWalrus


 Kilkrazy wrote:
If you're not careful you will grow up to be a hipster.


Bah, I was a hipster before I grew up.


Someone's concept of generations, by graph @ 2015/12/09 16:00:29


Post by: Rainbow Dash


 Verviedi wrote:
 Goliath wrote:
 Verviedi wrote:
Never quite understood what was bad about being a millenial.
Something about being lazy, not having jobs and complaining all the time. Also entitled, and feeling that participation is important.

All things that they developed entirely on their own with absolutely zero influence from the generations that raised them.

Well, of course they don't have jobs. Baby boomers made it unsustainable to leave jobs, so they refuse to retire at the proper age. All that entitlement is simply for things that boomers took for granted.


I never asked for much in life, just not guaranteed poverty.
But then again I got problems and am what I call broken upstairs so this was predestened and would have been at any other time lol


Someone's concept of generations, by graph @ 2015/12/09 16:05:11


Post by: hotsauceman1


 Bullockist wrote:
i know it's heart breaking but he'll probably be a marxist too.

*
if he turns out a marxist, hit him over the head with max weber and tell him to read more applicable social theory and stop being a tool


Someone's concept of generations, by graph @ 2015/12/09 16:08:09


Post by: Alpharius


Weep for the future.

Fight the future!!!


Someone's concept of generations, by graph @ 2015/12/09 16:13:16


Post by: Tactical_Spam


 AlmightyWalrus wrote:
 Kilkrazy wrote:
If you're not careful you will grow up to be a hipster.


Bah, I was a hipster before I grew up.


I was a hipster before I was a hipster...


Someone's concept of generations, by graph @ 2015/12/09 16:27:50


Post by: ZergSmasher


The reason Gen. Z is becoming so big is because too many people are having kids, often while still in high school, without bothering to check if they can afford more children or not. I have a feeling we are going to have record numbers of people living off the government in some way in the future. Because most of the people having large numbers of children live off the government (they have to, who can afford so many kids?) and don't teach their children that living off the government is not a good thing. I know I'm probably gonna get flamed for posting this, but people who are poor should really not go having tons of kids. Its just gonna put too much strain on the government entitlement benefit system, and we will have the problem that Greece had a couple of years ago, where the government had to either reduce or completely stop giving benefits (can't remember exactly what happened there) because the government was going bankrupt. They had a HUGE riot problem. People don't want to part with their free benefits. And in a country of 300 million plus, where 15% of the population get foodstamps (that's 45 million people, I heard that statistic on the news a few months back), not to mention other benefits, if the same thing were to happen here, this country might never recover (45 million angry people would be extremely dangerous). Hopefully Gen. Z will be able to fix some of this country's (and indeed the world's) problems, and that is something to look forward to. Only time will tell.


Someone's concept of generations, by graph @ 2015/12/09 17:15:02


Post by: Ouze


 Frazzled wrote:
Actually you still can get completely private loans.

It really is much better now. Instead of discharging my debts and getting a fresh start I now have the full power of the government insuring I get to pay and pay and pay.


You can, but they're not backed by the federal government anymore - that's the piece of the business they "took over". Of course, they still have a total sweetheart deal of not being able to be discharged in bankruptcy, which is totally fair and not at all screwed up.


Someone's concept of generations, by graph @ 2015/12/09 17:43:30


Post by: DarkLink


I think this is relevant:


http://m.youtube.com/watch?v=M4IjTUxZORE


Someone's concept of generations, by graph @ 2015/12/09 17:52:30


Post by: Easy E


 LethalShade wrote:
 AlmightyWalrus wrote:
We'll loan you å, ä, and ö so that we can squeeze another three generations in. By the time we run out of letters again, all of us will have croaked it, so it won't be our problem!


That's how you solve these problems, right?


Gen AA, AB, et cætera.

(Or we can use hexadecimal)


We could also start naming them like Hurricanes.


Someone's concept of generations, by graph @ 2015/12/09 18:04:02


Post by: Frazzled


 Ouze wrote:
 Frazzled wrote:
Actually you still can get completely private loans.

It really is much better now. Instead of discharging my debts and getting a fresh start I now have the full power of the government insuring I get to pay and pay and pay.


You can, but they're not backed by the federal government anymore - that's the piece of the business they "took over". Of course, they still have a total sweetheart deal of not being able to be discharged in bankruptcy, which is totally fair and not at all screwed up.


Agreed on all points.


Someone's concept of generations, by graph @ 2015/12/09 18:59:16


Post by: hotsauceman1


I dont know what is scary, Frazzled Agreeing with me, or Me Agreeing with Frazzled.....Cause both point to something scary.......im getting old


Someone's concept of generations, by graph @ 2015/12/09 19:07:13


Post by: Frazzled


 hotsauceman1 wrote:
I dont know what is scary, Frazzled Agreeing with me, or Me Agreeing with Frazzled.....Cause both point to something scary.......im getting old


Next up, the Joys of Senility!


Someone's concept of generations, by graph @ 2015/12/09 19:12:04


Post by: hotsauceman1


 ZergSmasher wrote:
The reason Gen. Z is becoming so big is because too many people are having kids, often while still in high school, without bothering to check if they can afford more children or not. I have a feeling we are going to have record numbers of people living off the government in some way in the future. Because most of the people having large numbers of children live off the government (they have to, who can afford so many kids?) and don't teach their children that living off the government is not a good thing. I know I'm probably gonna get flamed for posting this, but people who are poor should really not go having tons of kids. Its just gonna put too much strain on the government entitlement benefit system, and we will have the problem that Greece had a couple of years ago, where the government had to either reduce or completely stop giving benefits (can't remember exactly what happened there) because the government was going bankrupt. They had a HUGE riot problem. People don't want to part with their free benefits. And in a country of 300 million plus, where 15% of the population get foodstamps (that's 45 million people, I heard that statistic on the news a few months back), not to mention other benefits, if the same thing were to happen here, this country might never recover (45 million angry people would be extremely dangerous). Hopefully Gen. Z will be able to fix some of this country's (and indeed the world's) problems, and that is something to look forward to. Only time will tell.


Ok, No.
1: Teenage pregnancy is going DOWN and the average age of having kids is going up
2: Benifits in some way shape or form are required for a strong economy. in the 50s, the reason the GI bill was nearly responsible for the growth of our economy, as was several parts of the new deal. we also have Medicare and social security.
3: Greek Riots here not because of benifits, they where because the government was corrupt and spending money in outlandish ways.
4: Its the millennials who are working to fix the countries problems, like Rampant Crony Capitalism, Out of control racism and bigotry, and the planet.


Someone's concept of generations, by graph @ 2015/12/09 19:36:55


Post by: Peregrine


 ZergSmasher wrote:
The reason Gen. Z is becoming so big is because too many people are having kids, often while still in high school, without bothering to check if they can afford more children or not.


No, the reason it's becoming so "big" is that it is starting to span more years than previous generations (as defined by the OP). This is really not very complicated, and it has nothing to do with your bizarre rant about welfare and irresponsible parents. The three most recent generations all make up roughly equal percentages of the population and span roughly the same number of years. Then the older generations start to become less of a percentage per year included in the generation because they are dying at a much higher rate and there just aren't as many of them left. So one of two things will happen with Gen Z:

1) There will be a consensus that the next generation has started, with its own label and stereotypes, ending the number of people born into Z. The percentage of the population will remain roughly the same as the previous generation, until the old-age effect starts to become significant.

or

2) It will take a while for someone to come up with a clever name and defining event for a new generation and Z will continue to grow as a percentage of the population simply because it spans more years and people keep getting added to it while previous generations can only lose people.

Either way the result has nothing to do with people having lots of kids just because they can scam the government into paying for them.


Someone's concept of generations, by graph @ 2015/12/09 19:46:07


Post by: Ashiraya


Cutting-edge research has revealed that studies may result in statistics.


Someone's concept of generations, by graph @ 2015/12/09 20:00:43


Post by: jreilly89


At least one thing will never change: people will always continue to blame another generation for the failures of their life/society.

Don't get me wrong, I do believe each generation has contributed to the downfall of the world, but I believe the time has come to work together to fix the future rather than point fingers as the bus crashes.


Someone's concept of generations, by graph @ 2015/12/09 20:06:56


Post by: Sigvatr


 jreilly89 wrote:


Don't get me wrong, I do believe each generation has contributed to the downfall of the world, but I believe the time has come to work together to fix the future rather than point fingers as the bus crashes.


The world has never been a better place than it is now. We have relative peace, strong economical relations across the entire world, prosperity is at an alltime high, critical social issues such as racism and sexism are at an all-time low and let's not talk about stuff like techonlogical prowess especially in areas like medicine. Today's world, at least the modern part of it, is absolutely amazing and while it certainly has its downsides too, in general, it's outstanding. Don't let all the bicking get to your head.


Someone's concept of generations, by graph @ 2015/12/09 20:10:46


Post by: jreilly89


 Sigvatr wrote:
 jreilly89 wrote:


Don't get me wrong, I do believe each generation has contributed to the downfall of the world, but I believe the time has come to work together to fix the future rather than point fingers as the bus crashes.


The world has never been a better place than it is now. We have relative peace, strong economical relations across the entire world, prosperity is at an alltime high, critical social issues such as racism and sexism are at an all-time low and let's not talk about stuff like techonlogical prowess especially in areas like medicine. Today's world, at least the modern part of it, is absolutely amazing and while it certainly has its downsides too, in general, it's outstanding. Don't let all the bicking get to your head.


Excuse me? I would hardly say sexism and racism is at an all time low, especially here in America. Given the relations between illegals and not, cops and African Americans, and now all this anti-Muslim talk, I'd hardly argue it's died down. Also, prosperity in America is relative, as I'd say it is also in the rest of the world.

Certain things in the world are amazing, but not everything is roses.

Also, relative peace? Sure, tell that to Syria.


Someone's concept of generations, by graph @ 2015/12/09 20:13:02


Post by: Sigvatr


 jreilly89 wrote:
 Sigvatr wrote:
 jreilly89 wrote:


Don't get me wrong, I do believe each generation has contributed to the downfall of the world, but I believe the time has come to work together to fix the future rather than point fingers as the bus crashes.


The world has never been a better place than it is now. We have relative peace, strong economical relations across the entire world, prosperity is at an alltime high, critical social issues such as racism and sexism are at an all-time low and let's not talk about stuff like techonlogical prowess especially in areas like medicine. Today's world, at least the modern part of it, is absolutely amazing and while it certainly has its downsides too, in general, it's outstanding. Don't let all the bicking get to your head.


Excuse me? I would hardly say sexism and racism is at an all time low, especially here in America. Given the relations between illegals and not, cops and African Americans, and now all this anti-Muslim talk, I'd hardly argue it's died down. Also, prosperity in America is relative, as I'd say it is also in the rest of the world.

Certain things in the world are amazing, but not everything is roses.



High compared to which other period? Slavery? Apartheid? The wage gap, one of the biggest sexist issues from the past, is almost eliminated. Women now have it easier than ever to take jobs formerly dominated by men (whether that's good for some jobs or not).

I said "we". Syria isn't "we". "We" is the modern part of the world, the West. Issues we got long over with are still present over there, in the East. Sexism and racism are insane.


Someone's concept of generations, by graph @ 2015/12/09 20:20:49


Post by: jreilly89


 Sigvatr wrote:
 jreilly89 wrote:
 Sigvatr wrote:
 jreilly89 wrote:


Don't get me wrong, I do believe each generation has contributed to the downfall of the world, but I believe the time has come to work together to fix the future rather than point fingers as the bus crashes.


The world has never been a better place than it is now. We have relative peace, strong economical relations across the entire world, prosperity is at an alltime high, critical social issues such as racism and sexism are at an all-time low and let's not talk about stuff like techonlogical prowess especially in areas like medicine. Today's world, at least the modern part of it, is absolutely amazing and while it certainly has its downsides too, in general, it's outstanding. Don't let all the bicking get to your head.


Excuse me? I would hardly say sexism and racism is at an all time low, especially here in America. Given the relations between illegals and not, cops and African Americans, and now all this anti-Muslim talk, I'd hardly argue it's died down. Also, prosperity in America is relative, as I'd say it is also in the rest of the world.

Certain things in the world are amazing, but not everything is roses.



High compared to which other period? Slavery? Apartheid? The wage gap, one of the biggest sexist issues from the past, is almost eliminated. Women now have it easier than ever to take jobs formerly dominated by men (whether that's good for some jobs or not).

I said "we". Syria isn't "we". "We" is the modern part of the world, the West. Issues we got long over with are still present over there, in the East. Sexism and racism are insane.


So, everything is great if you only look at your part of the world?

Also, sure, they may not be enforcing segregation, but it's a far cry to say racism is at an all time low. I'd argue legally it is, but those prejudices and ideas still exist in some form. As to sexism, same thing. Legally, it's gone, but those ideas still exist.


Someone's concept of generations, by graph @ 2015/12/09 20:23:27


Post by: Frazzled


 jreilly89 wrote:
 Sigvatr wrote:
 jreilly89 wrote:


Don't get me wrong, I do believe each generation has contributed to the downfall of the world, but I believe the time has come to work together to fix the future rather than point fingers as the bus crashes.


The world has never been a better place than it is now. We have relative peace, strong economical relations across the entire world, prosperity is at an alltime high, critical social issues such as racism and sexism are at an all-time low and let's not talk about stuff like techonlogical prowess especially in areas like medicine. Today's world, at least the modern part of it, is absolutely amazing and while it certainly has its downsides too, in general, it's outstanding. Don't let all the bicking get to your head.


Excuse me? I would hardly say sexism and racism is at an all time low, especially here in America. Given the relations between illegals and not, cops and African Americans, and now all this anti-Muslim talk, I'd hardly argue it's died down. Also, prosperity in America is relative, as I'd say it is also in the rest of the world.

Certain things in the world are amazing, but not everything is roses.

Also, relative peace? Sure, tell that to Syria.


How many lynchings occurred this week? How many slave auctions on the piers of New York City? Thats all the counterpoint needed. Jeez people need to read a freaking book once in a while.


Someone's concept of generations, by graph @ 2015/12/09 20:23:42


Post by: Ouze


The problem is you're attaching absolutes where there wasn't one presented. Saying that racism is at an all-time low isn't the same as saying racism has been totally eradicated. Yeah, we still have a long way to go to eliminate racism but man, we started from a pretty fethed up place.

The world overall is indeed by any reasonable metric a much better place than it was when I was a child.


Someone's concept of generations, by graph @ 2015/12/09 20:25:40


Post by: Sigvatr


You cannot fight "ideas". What you /can/ do is fighting them - and that is exactly what has been happening for a long time now with huge success. There has been a sad counter-development that started in the last ~3-4 years, slacktivism, with attention who..lesales abusing a good cause for their own profit / mental issues, but overall, a lot of good things are being done. If you tie the abolishment of "-isms" to there no longer being people who have those, you will be severely disappointed. It's unrealistic. Tell me then, as you didn't answer, when was the world any better off?

Yes, to me, it's the part of the world that actually matters. Why would I care for any backwater country? It'd be highly irrational.


Someone's concept of generations, by graph @ 2015/12/09 20:39:09


Post by: jreilly89


 Frazzled wrote:
 jreilly89 wrote:
 Sigvatr wrote:
 jreilly89 wrote:


Don't get me wrong, I do believe each generation has contributed to the downfall of the world, but I believe the time has come to work together to fix the future rather than point fingers as the bus crashes.


The world has never been a better place than it is now. We have relative peace, strong economical relations across the entire world, prosperity is at an alltime high, critical social issues such as racism and sexism are at an all-time low and let's not talk about stuff like techonlogical prowess especially in areas like medicine. Today's world, at least the modern part of it, is absolutely amazing and while it certainly has its downsides too, in general, it's outstanding. Don't let all the bicking get to your head.


Excuse me? I would hardly say sexism and racism is at an all time low, especially here in America. Given the relations between illegals and not, cops and African Americans, and now all this anti-Muslim talk, I'd hardly argue it's died down. Also, prosperity in America is relative, as I'd say it is also in the rest of the world.

Certain things in the world are amazing, but not everything is roses.

Also, relative peace? Sure, tell that to Syria.


How many lynchings occurred this week? How many slave auctions on the piers of New York City? Thats all the counterpoint needed. Jeez people need to read a freaking book once in a while.


Frazzled, there may not be any lynchings or slave sales in America, but the parts of the world are still pretty fethed up, considering the hold ISIS has on the Middle East and thousand of people are fleeing their homelands.


Automatically Appended Next Post:
 Sigvatr wrote:
You cannot fight "ideas". What you /can/ do is fighting them - and that is exactly what has been happening for a long time now with huge success. There has been a sad counter-development that started in the last ~3-4 years, slacktivism, with attention who..lesales abusing a good cause for their own profit / mental issues, but overall, a lot of good things are being done. If you tie the abolishment of "-isms" to there no longer being people who have those, you will be severely disappointed. It's unrealistic. Tell me then, as you didn't answer, when was the world any better off?

Yes, to me, it's the part of the world that actually matters. Why would I care for any backwater country? It'd be highly irrational.


I'll concede to you, parts of the world are better off than in previous years, but that doesn't mean that everything is sunshine and butterflies. Terrible inhuman things still happen everyday, and I think it's a gakky attitude to pretend that what happens in another country doesn't matter because it isn't happening to you.


Automatically Appended Next Post:
 Ouze wrote:
The problem is you're attaching absolutes where there wasn't one presented. Saying that racism is at an all-time low isn't the same as saying racism has been totally eradicated. Yeah, we still have a long way to go to eliminate racism but man, we started from a pretty fethed up place.

The world overall is indeed by any reasonable metric a much better place than it was when I was a child.


My point was that its hard to argue the world is a better place when racism still exists, not even hidden, but at large, and terrorism and xenophobia are on every social media outlet. How is that better than when you were a kid?


Someone's concept of generations, by graph @ 2015/12/09 20:43:57


Post by: Ouze


 jreilly89 wrote:
My point was that its hard to argue the world is a better place when racism still exists, not even hidden, but at large, and terrorism and xenophobia are on every social media outlet. How is that better than when you were a kid?


Because it's less severe now than it was when I was a kid, and less severe still then when my mom was a kid? When my mom was a baby, schools were still segregated. How are you not getting that things have gotten notably better? It's not hard at all to argue that the world is not a better place when it's getting better, even if there are still problems.


Someone's concept of generations, by graph @ 2015/12/09 20:52:16


Post by: jreilly89


 Ouze wrote:
 jreilly89 wrote:
My point was that its hard to argue the world is a better place when racism still exists, not even hidden, but at large, and terrorism and xenophobia are on every social media outlet. How is that better than when you were a kid?


Because it's less severe now than it was when I was a kid, and less severe still then when my mom was a kid? When my mom was a baby, schools were still segregated. How are you not getting that things have gotten notably better? It's not hard at all to argue that the world is not a better place when it's getting better, even if there are still problems.


Because it's aggravating that people view "the world" often in terms of only what affects them. ISIS could control every country but America and I'm sure people wouldn't notice.


Someone's concept of generations, by graph @ 2015/12/09 20:52:50


Post by: Frazzled


Frazzled, there may not be any lynchings or slave sales in America, but the parts of the world are still pretty fethed up, considering the hold ISIS has on the Middle East and thousand of people are fleeing their homelands.

You said racism in America. Unless Canada or Mexico has suddenly brought in 40mm or so slaves, your statement is patently false to the level of being absurd.

To the ISIL conflict, does WWI, WWII, Korea, Rwanda, or Pol Pot ring a bell?

Pol Pot killed 1mm people, in one country. The Glorious revolution killed 100mm in China. ISIL aint squat to that kind of killy.



Someone's concept of generations, by graph @ 2015/12/09 21:14:06


Post by: Torga_DW


Frazzled wrote:
 Bullockist wrote:
 Frazzled wrote:

Yep. I'm running through Spring 2017 for the Boy and Dog knows what school GC wants to start staging her first protests as a SJW at.



Oh feth me , you mean the next generation is going to feature some firebrand for whom humour doesn't feature in their discourse?
GC, invading bullockists safe spaces since 2016.

She's appropriating lawyer culture.

btw frazz if she becomes an SJW you know her college boyfriend is going to be an unemployable,humanities studying, drug using miscreant.

Noooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo!


Frazzled wrote:How many lynchings occurred this week? How many slave auctions on the piers of New York City? Thats all the counterpoint needed. Jeez people need to read a freaking book once in a while.


Maybe we should hold off on the lynching question until you meet the college boyfriend?


Someone's concept of generations, by graph @ 2015/12/09 21:31:36


Post by: jasper76


The biggest generation divide I notice in daily life is the smart phone divide. Like, when you go to a restaurant,, and notice a crowded table of friends, and they're all interacting with their smartphones instead of each other.

Humans transfer so much of their thinking processes to technology now, particularly smartphones, its interesting to speculate about the effect that could have on the human gene pool.


Someone's concept of generations, by graph @ 2015/12/09 21:34:18


Post by: whembly


 jasper76 wrote:
The biggest generation divide I notice in daily life is the smart phone divide. Like, when you go to a restaurant,, and notice a crowded table of friends, and they're all interacting with their smartphones instead of each other.

Humans transfer so much of their thinking processes to technology now, particularly smartphones, its interesting to speculate about the effect that could have on the human gene pool.

That's why there's no fething phones at the dinner table.

Especially if I'm buying.


Someone's concept of generations, by graph @ 2015/12/09 21:36:28


Post by: Tactical_Spam


 jasper76 wrote:
The biggest generation divide I notice in daily life is the smart phone divide. Like, when you go to a restaurant,, and notice a crowded table of friends, and they're all interacting with their smartphones instead of each other.

Humans transfer so much of their thinking processes to technology now, particularly smartphones, its interesting to speculate about the effect that could have on the human gene pool.


I find it odd that someone would rather stare at a wall of text than a face. We should take 100 chronic smart phone users and take their phones to document the effects.


Someone's concept of generations, by graph @ 2015/12/09 21:39:17


Post by: Ashiraya


I wouldn't be surprised if they were highly displeased with the theft/robbery.


Someone's concept of generations, by graph @ 2015/12/09 21:41:42


Post by: jasper76


Sounds like the makings of the next intervention reality show.

Spoiler:



Someone's concept of generations, by graph @ 2015/12/09 21:51:18


Post by: Co'tor Shas


 jasper76 wrote:
The biggest generation divide I notice in daily life is the smart phone divide. Like, when you go to a restaurant,, and notice a crowded table of friends, and they're all interacting with their smartphones instead of each other.

Humans transfer so much of their thinking processes to technology now, particularly smartphones, its interesting to speculate about the effect that could have on the human gene pool.


I see that too, and it really annoys me. Especially when my fething parents do it. Seriously, I, the 20YO, am sitting here chatting, while you, the 58YO are messing around with your phone? But that's probably just me.


Someone's concept of generations, by graph @ 2015/12/09 22:00:37


Post by: dogma


 jasper76 wrote:
The biggest generation divide I notice in daily life is the smart phone divide. Like, when you go to a restaurant,, and notice a crowded table of friends, and they're all interacting with their smartphones instead of each other.


That's what happens when you realize those people are merely acquainted.


Someone's concept of generations, by graph @ 2015/12/09 22:13:48


Post by: Frazzled


 Torga_DW wrote:
Frazzled wrote:
 Bullockist wrote:
 Frazzled wrote:

Yep. I'm running through Spring 2017 for the Boy and Dog knows what school GC wants to start staging her first protests as a SJW at.



Oh feth me , you mean the next generation is going to feature some firebrand for whom humour doesn't feature in their discourse?
GC, invading bullockists safe spaces since 2016.

She's appropriating lawyer culture.

btw frazz if she becomes an SJW you know her college boyfriend is going to be an unemployable,humanities studying, drug using miscreant.

Noooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo!


Frazzled wrote:How many lynchings occurred this week? How many slave auctions on the piers of New York City? Thats all the counterpoint needed. Jeez people need to read a freaking book once in a while.


Maybe we should hold off on the lynching question until you meet the college boyfriend?


No no, thats what the sap, the ducttape, saw, and alligators are for.


Someone's concept of generations, by graph @ 2015/12/09 22:18:50


Post by: Sigvatr


 jreilly89 wrote:


I'll concede to you, parts of the world are better off than in previous years, but that doesn't mean that everything is sunshine and butterflies. Terrible inhuman things still happen everyday, and I think it's a gakky attitude to pretend that what happens in another country doesn't matter because it isn't happening to you.


This isn't what I said. I don't care for what happens to people I do not care about at all. What matters to me is The West and all that belongs to it. It's the very culture I live in. Anything else is irrational. You're comparing a completely different culture to ours and judge it by your gusto - apples, oranges. Most of all: it's stuff you cannot change. You will never, ever be able to change anything about it. Never. If you still let that get close to you, then that's a personal issue. Normally, it shouldn't affect you that much, albeit we do get programmed to care for everyone and everything by mass media.


Someone's concept of generations, by graph @ 2015/12/11 09:41:24


Post by: Kilkrazy


 Sigvatr wrote:
 jreilly89 wrote:


Don't get me wrong, I do believe each generation has contributed to the downfall of the world, but I believe the time has come to work together to fix the future rather than point fingers as the bus crashes.


The world has never been a better place than it is now. We have relative peace, strong economical relations across the entire world, prosperity is at an alltime high, critical social issues such as racism and sexism are at an all-time low and let's not talk about stuff like techonlogical prowess especially in areas like medicine. Today's world, at least the modern part of it, is absolutely amazing and while it certainly has its downsides too, in general, it's outstanding. Don't let all the bicking get to your head.


Yes, that is generally true, however we still have a lot of problems like unemployment, damage of the environment, the looming crisis of antibiotics, and others, so, we should not be complacent about things now, and we should work to continue improvement for the future.

Part of this is to persuade all current generations that one way or another they have a stake. Even the elders who may die in the next 30 years, presumably want their children and grand children to have good life.


Someone's concept of generations, by graph @ 2015/12/11 17:33:15


Post by: Ashiraya


I'd compare it to saying that we are now 65% done with our homework for next tuesday, up from 50%. An achievement to be sure, but there's much yet to do.