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Made in us
Pragmatic Primus Commanding Cult Forces






Southeastern PA, USA

 Gitzbitah wrote:
I have to say, the education response to this has been outstanding. My boys are in a zoom meeting with their teachers right now, there was a very well organized pickup line for textbooks at the school this morning, and food is being distributed in baggies for any students. Our approaches are far from standardized, but all of the teachers at my school are distributing content, and the students seem to be adapting to the new resources well. I'm very optimistic about our ability to continue to educate students through the pandemic.


That sounds like a wonderful fairy tale to me. I live in a good district with no shortage of resources, and to date our teachers...have sent them work every day. Leaving us in the position of having to teach it/review it/etc. even as we try to work from home and generally just be a parent. On days when my wife has to go into the office, it's just me working/parenting/teaching. Next week their work is supposed to become mandatory. So we'll really be on the hook for teaching it, apparently. Maybe some online instruction is coming...but there's been no word of that yet and it's already Wednesday evening. I see people talking about getting to their pile of shame, etc. and I laugh. That has to be people without kids. We feel MORE stretched now.

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 Azreal13 wrote:
So I had a delivery today from one of the regular drivers we've gotten to know pretty well. (Contrary to popular belief, it is possible to get one without giving Boris a reach-around, even if it is tougher than usual.)

He told me that they'd had to throw out a member of the pork from the store today because, on being told that, no, they couldn't have four loaves of bread because everyone was under a hard three per item limit, chose, instead of accepting the small sacrifice for the benefit of others, to spit on the fourth loaf.

FFS.



Uggh, what a hole. There are IMO valid arguments for social and economic factors as the root for a lot of bad behaviour. But some people are just straight up scumbags.
   
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Executing Exarch





 Azreal13 wrote:
So I had a delivery today from one of the regular drivers we've gotten to know pretty well. (Contrary to popular belief, it is possible to get one without giving Boris a reach-around, even if it is tougher than usual.)

He told me that they'd had to throw out a member of the pork from the store today because, on being told that, no, they couldn't have four loaves of bread because everyone was under a hard three per item limit, chose, instead of accepting the small sacrifice for the benefit of others, to spit on the fourth loaf.

FFS.



That Allsop woman trying to further engage with the locals ?

"AND YET YOU ACT AS IF THERE IS SOME IDEAL ORDER IN THE WORLD, AS IF THERE IS SOME...SOME RIGHTNESS IN THE UNIVERSE BY WHICH IT MAY BE JUDGED." 
   
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So you may have heard about the Sacramento, California 17-year old who may have died recently of CoVid. Here's more info. :

Lancaster Mayor R. Rex Parris said a 17-year-old boy had been hospitalized with respiratory problems and died from septic shock, a reaction to a widespread infection that can cause dangerously low blood pressure and organ failure.

"Our children are dying. We had a 17-year-old boy die. The first boy in this nation to die of this disease. I'm alarmed," Parris said in an interview with FOX 11.

Parris said the boy’s father also has coronavirus and worked in a job where he had close contact with the public.

FOX 11 confirmed the boy's father is an Uber driver. However, Uber has not confirmed any of their drivers have been diagnosed with the coronavirus.

The mayor said the boy may have had long-term health problems in the past but was healthy recently. He said he doesn’t doubt that the teen died from complications of COVID-19.

“We’re the first city in the nation to lose a child and that is unbearable to me,” he said.

A report last week by the CDC found no coronavirus deaths in the U.S. among people 19 and under. That age group accounted for less than 3% of all hospitalizations.

As with many other communities, Lancaster, a Mojave Desert city of 170,000 north of Los Angeles, has been struggling to find tests and protective gear to deal with the virus. Parris said the city has ordered 100,000 test kits from Europe.

“He did not meet the criteria for public health to okay a test and the only time he was tested was after he died," Parris said.


https://www.fox7austin.com/news/health-officials-backtrack-on-announcement-lancaster-teen-died-of-covid-19


Another article about the teen, mentioned a 12-year old girl who has pneumonia:

In Atlanta, a 12-year-old girl is on a ventilator after testing positive for coronavirus, McClatchy News reported.

She was diagnosed with pneumonia on March 15 before testing positive for COVID-19 on Friday, according to McClatchy News. Her family said she has no pre-existing conditions.


https://www.sacbee.com/news/coronavirus/article241478371.html

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Devon, UK

 Turnip Jedi wrote:
 Azreal13 wrote:
So I had a delivery today from one of the regular drivers we've gotten to know pretty well. (Contrary to popular belief, it is possible to get one without giving Boris a reach-around, even if it is tougher than usual.)

He told me that they'd had to throw out a member of the pork from the store today because, on being told that, no, they couldn't have four loaves of bread because everyone was under a hard three per item limit, chose, instead of accepting the small sacrifice for the benefit of others, to spit on the fourth loaf.

FFS.



That Allsop woman trying to further engage with the locals ?


She has "dirty protest" instead of spitting written all over her!


Automatically Appended Next Post:
 Overread wrote:
"the pork" ???

Last I checked that was in the meat aisle? Why is there pork dribble on the bread? What's going on - stop inventing new slang and making me feel old!


Didn't invent it, but love the appropriateness of the term.

This message was edited 1 time. Last update was at 2020/03/25 23:23:58


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Bodt

 Azreal13 wrote:
So I had a delivery today from one of the regular drivers we've gotten to know pretty well. (Contrary to popular belief, it is possible to get one without giving Boris a reach-around, even if it is tougher than usual.)

He told me that they'd had to throw out a member of the pork from the store today because, on being told that, no, they couldn't have four loaves of bread because everyone was under a hard three per item limit, chose, instead of accepting the small sacrifice for the benefit of others, to spit on the fourth loaf.

FFS.



I always wonder how people like that reach adulthood without getting some right punched into them. But then I guess the fact that they haven't is probably the reason they are that way. what a scumbag.

This message was edited 1 time. Last update was at 2020/03/25 23:27:43


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UK

 timetowaste85 wrote:
 queen_annes_revenge wrote:
they are. my wife is freaking out because our hospital has basically said i can be there for the birth, but thats it. soon as baby appears I'm out. its insanity.


I’m lucky. The hospital my wife just gave birth in (yup, I’m officially a dad for the first time!!) allows visitors ONLY for maternity and hospice. And even then, it’s ONLY the spouse allowed. Nobody else under any circumstances. Strange and uncertain (scary) times for those of us bringing a new life into the world! Good luck QAR!


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UK

 queen_annes_revenge wrote:
 Azreal13 wrote:
So I had a delivery today from one of the regular drivers we've gotten to know pretty well. (Contrary to popular belief, it is possible to get one without giving Boris a reach-around, even if it is tougher than usual.)

He told me that they'd had to throw out a member of the pork from the store today because, on being told that, no, they couldn't have four loaves of bread because everyone was under a hard three per item limit, chose, instead of accepting the small sacrifice for the benefit of others, to spit on the fourth loaf.

FFS.



I always wonder how people like that reach adulthood without getting some right punched into them. But then I guess the fact that they haven't is probably the reason they are that way. what a scumbag.


Sometimes the reason they are the way they are is because they've had hostility dealt to them by others already; which teaches them to return hostility toward others. Such patterns of behaviour can get so ingrained within a person that breaking the cycle is very hard and takes a concerted and long term effort from them and supportive individuals.

Of course we also can't overlook stress, drink, drugs, medical and other aspects.



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The Great State of New Jersey

Controlled study of Hydroxychloroquine in China finds it is ineffective in treating Coronavirus

Second article

Jerram wrote:
chaos0xomega wrote:
 queen_annes_revenge wrote:
Yeah there was something on the radio today, saying that if the economy falls by more than 6%, the lives lost eventually due to this would be greater than those saved regarding the virus(?)They called it the J equation or something? I only heard it in passing and meant to look it up later.


You can probably offset some of those financially-induced deaths against the lives saved due to the positive impacts of this situation to the climate and environment.

In any case, theres a serious disconnect in the minds of those simpleminded conservatives that are prioritizing economic health over public health - the economy will ultimately fail if we back off preventative measures and allow Coronavirus to run rampant. Detaching peoples health from the economy works both ways. Sure, we might "get over the hump" in a few weeks, but there will be a major and long-lasting economic blow that will result from health services being completely overwhelmed and failing entirely when suddenly everyone gets sick at once and an estimated 1.7 and 2.2 million Americans (90 million worldwide) drop dead within a span of a couple weeks (almost as much as will die over the course of the entire year on average). This will have ripple effects on productivity in other industries, the housing market (older citizens are more likely to be homeowners, if a million houses suddenly became vacant then the supply has just vastly increased relative to demand and home values will collapse, to say nothing about the senior living communities that have entered into vogue for commercial real estate development firms, etc.), etc. etc. etc. This isn't me just making gak up, there is the concept of the value of a statistical life, VSL estimates of doing nothing on COVID place the cost of doing nothing in the US at $8.5 trillion, i.e. half of the US GDP, and that only includes the costs for the resulting deaths, not the costs associated with those who survive it and the impact to other sectors of the economy, which will grow that number substantially.

Also lets keep in mind that its *still* not clear that herd immunity can be established with COVID-19, there is anecdotal evidence that re-infection is possible within the timeframe of a few weeks. We could find that by "restarting the economy" we are letting a viral genie out of the bottle and will be dealing ourselves a critical blow that will have much harsher and longer lasting effects than the "hammer and dance" approach we are currently taking.


A No one is priortizing public health over economic health nor doing nothing, smart people are trying to find the right balance understanding that they are tied together in both directions.

B Tell me how we get through two years until we get to a vaccine ? Locking everyone up until then isn't realistic which implies at some point we have to start relaxing the current restrictions before we have a vaccine so thinking about the various risk and how to balance then is what Leaders should be doing.

If you want to have a serious discussion address B, if you're just trying to score political points continue to intentionally misinterpret the other side and I'll know not to bother with you anymore.


Lets be clear here - the people saying that grandparents should be willing to die for the economy are absolutely prioritizing economic health over public health. By default. Anyone advocating for policy which actively and knowingly throws away containment, mitigation, and suppression with full awareness that it will lead to a gross increase in bodycounts in order to resume economic activity has prioritized the economy over public health by definition, and they have done so in the most short-sighted and self-defeating manner possible.

As for how to get through this for an extended time period, the reality is that indecision and lack of leadership at the top, coupled with a lack of public trust from a largely unwilling and uncooperative population, and inadequate preparation (putting it politely given the current administration spent the last 3 years actively dismantling what safeguards had been put in place by previous administrations) has made doing that difficult, if not entirely impossible, at this juncture. South Korea has successfully accomplished this, and they did that by acting immediately instead of spending weeks denying the existence of a problem while it spread through the population, we squandered the opportunity to do the same. They also did so by using technology and methodology that the same people who advocate for an economic restart would decry as creating a big brother surveillance state, such as infrared cameras in public spaces to detect abnormal body temperatures indicative of an infection, and cell phone based gps tracking which is used to contact trace potential transmissions and notify those individuals to self-isolate and/or seek testing, as well as an aggressive testing policy that we have failed to duplicate. At the moment we do not appear to be in a position to do the same, rolling out the infrastructure and technology to support that response would probably take as long as developing the vaccine - it might be worth doing simply on the basis of ensuring we are prepared for the *next* pandemic, but I think the current situation might be too far gone for us to be able to successfully control in the same manner.

The other viable option, known as the "hammer and dance" or "shutdown and suppression", i.e. the Chinese model. Much like the South Korean model, there are numerous obstacles to overcome, not least of which is an administration which is reluctant to adopt a full measured response to the crisis and is instead exacerbating the situation through half-measures and patchwork interventions on the part of the individual states. Make no mistake, it will hurt the economy in the short term, but we will begin to see a recovery much sooner than if we continue the current half-assed response, but that is the price of admission if you want to save the economy in the long term. But a 20-30 day nationwide shutdown to contain and curtail the spread, followed by an easing of restrictions and management and mitigation measures to limit its spread and keep the curve flattened at manageable levels while attaining some degree of economic normalcy for the majority of the population seems to be the only viable way forward. Make no mistake - the economy will not be at 100% through this process, but ~80% is probably better than the ~20% we are looking at now. There are various measures that we could implement that might help ease social distancing concerns and aid the economy further - mandating the wear of masks in all public spaces, limiting crowd sizes (i.e. half capacity/every other table in restaurants, third capacity in movie theaters, etc.), mandating "alternate traffic" or "split shift" type employment (i.e. have employers divide their workforce into As and Bs and alternate between A days/shifts and B days/shifts to keep businesses in operation full time but at half capacity), etc.

In truth, the best response that might be available to us at this juncture would be to hammer down in order to reset the board, and then follow the South Korean model from there, but we would still need to rapidly roll out infrastructure, technology, and likely a fair amount of legislation at an unprecedented speed and scale in order to make this viable in the near term. Otherwise, there is truly no solution to the crisis which *doesn't* cause economic harm, just options which cause more harm or less harm than others, and those which also cause significant amounts of public harm in the process. Those who advocate for what is basically the only option on the board that causes significant public harm aren't approaching the situation in good faith (and I would say in at least some cases without a full understanding or comprehension of the subject matter) and aren't seeking to actually address the health issue in any appreciable way or form. They certainly aren't taking the long view as to what the repercussions of their bone-headed beliefs are either.

This message was edited 2 times. Last update was at 2020/03/25 23:53:34


CoALabaer wrote:
Wargamers hate two things: the state of the game and change.
 
   
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SpaceCoast



So no you aren't interested in having an honest discussion, just want to score cheap political points. Done with you.
   
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The Great State of New Jersey

sounds like I lucked out if you consider what I wrote to be "scoring cheap political points".

You sound like a wholly inflexible ideologue. Look in the mirror and be gone.

CoALabaer wrote:
Wargamers hate two things: the state of the game and change.
 
   
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Fixture of Dakka





West Michigan, deep in Whitebread, USA

The problem with America is that rampant and predatory capitalism as an economic model can't survive this intact. Not even one week into what is essentially a nationwide "shelter in place" already has our leaders crying uncle. This country only functions like it does under a constant and fever-pitch churn of purchasing, tossing, and repeating.

Plus I am in awe of states where the distance learning is working even a little. My wife teaches in a school district where not only is there no possibility for one school-provided device per person, but a good chunk of her kids have no internet access at all save for phone hotspots.



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On moon miranda.

That was a whole lot of "I'm unable to respond to this, so I'm going to declare it all nonsense and run away".


IRON WITHIN, IRON WITHOUT.

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SpaceCoast

 Vaktathi wrote:
That was a whole lot of "I'm unable to respond to this, so I'm going to declare it all nonsense and run away".



His first paragraph, purely partisan point scoring that does nothing to aid the discussion.

Second paragraph starts with false DNC talking points that counts on a woeful understanding of the executive branch of the government but goes down a partisan rabbit hole were still supposed to be avoiding in this thread.

Third paragraph snide political point scoring that almost attempts to answer the topic at hand might have been a decent place to star a conversation (and a refresher on state vs federal authorities), too bad he couldn't leave the rest of the partisan BS out

4th paragraph lets end by continuing to take a dishonest interpretation of the other side, that always encourages useful conversations right ?

For some reason when someone on the right says we cant continue like this indefinitely, they're mean evil capitalist pigs who want to kill Grandma and Grandpa but when someone on the left admits it (see paragraph 3) its just making the best of a bad situation......
   
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Under the couch

That's quite enough politics from either side.

 
   
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Southampton, UK

My eldest son's school is doing brilliantly on the remote teaching. They run virtual classes in MS Teams for the academic stuff, and teachers set work and exercises for the creative and physical stuff. My son says he's doing more productive work now than he was actually at school. I was with him when he connected in to his first remote lesson, the teacher was fantastic. Probably only heard of Teams 2 weeks ago but it was like she'd been doing it for years.
   
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Crispy78 wrote:
My eldest son's school is doing brilliantly on the remote teaching. They run virtual classes in MS Teams for the academic stuff, and teachers set work and exercises for the creative and physical stuff. My son says he's doing more productive work now than he was actually at school. I was with him when he connected in to his first remote lesson, the teacher was fantastic. Probably only heard of Teams 2 weeks ago but it was like she'd been doing it for years.


Good to hear of this. In California, the University of Phoenix and Stanford have had long-distance learning for years. I hope that long-distance learning becomes more popular, including its use in home school programs.

BTW, Buzzfeed has an article collecting some amusing tweets of teaching kids at home during the virus:

"telling my 6 year old about homeschooling for the next couple months and he asked if i had to do that when i was a kid and i said no and then he asked if chairs were even invented yet, so i think the first thing we’ll study is his fething attitude."

"We’re having our own “Spirit Week” at home since there’s no school for the kids. Today, we’re kicking it off with “Meltdown Monday”.

"Our homeschooling curriculum includes: Honors Laundry and AP Vaccumming."

"me: I’m not cut out for homeschooling
coronavirus: muahahahahaha"

"These are my courses:
- Making pancakes
- Changing a tire
- The 2015 Panthers season
- Minding your own business

"I'm homeschooling my kids.It's tough, especially having to take their lunch money off them & throwing their schoolbags over the hedge but we're getting there

"It’s like the 1st day of school pictures on Facebook except instead of holding signs saying what grade they are in, they are all at the kitchen table with a laptop.

NSFW, but evidently Safe Enough for School...
Spoiler:


https://www.buzzfeed.com/asiawmclain/homeschooling

*****

Finally, if this is the first correction or if you're new to investing, read these articles. They're basically about the irrationality of panic selling, and the last article has some everyday stocks from companies you've been a consumer from, anyway. (If you haven't taught yourself stock investing, pick up two or three basic books, preferably ones that include corrections, recessions, panic-selling, and volatility, as well as dividend growth investing. I think you still have time to learn. I'm waiting for the market to calm down and be less volatile.)

Gee, you think Amazon is hurting for business right now? Obviously, so, since the market knocked off 15% of its price since mid-February.

https://www.marketwatch.com/story/this-stock-market-is-full-of-drunken-sailors-and-you-want-to-buy-what-theyre-foolishly-selling-2020-03-25?mod=MW_article_top_stories
https://www.marketwatch.com/story/what-401k-investors-can-learn-from-tuesdays-massive-market-bounce-2020-03-24?mod=article_inline
https://www.marketwatch.com/story/you-can-be-practically-stealing-quality-stocks-now-according-to-jefferies-2020-03-23?mod=article_inline

*****

Uber Eats, at least in my area, is offering free delivery for its take-out delivery service. Yes, that includes McDonald's (which is on that Jeffries stock list) and Jack in the Box.

Safeway has grocery store pick-up for $5. Instacart here is $15 a month plus tips, and services multiple stores so less chance of finding a shortage if you only shop at one place.

Wait. Did one of those parents say, "fething"?

This message was edited 2 times. Last update was at 2020/03/26 09:13:01


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Bodt

It always amazes me that, despite being advised not to panic sell, everytime there's a market dip people do so anyway. all previous evidence suggests that the stock market will recover eventually. If I had the knowledge, I'd be buying all the cheap stocks right now, but my financial adviser seems quite busy so I'm not going to trouble him. I just wont look at my stocks and shares statements for a 12-18 months...

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Halandri

Thats what people try to do. Sell at the start of the dip, buy at the deepest part of the trough. Repeat as the markets wobble back to correction.

It makes the correction take longer to stabilise, but it makes those who are able to do it incredibly wealthy.
   
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I feel sorry for those who were about to receive their Private Pension.

They’ve seen huge dips in the pot value at exactly the worst time. And given it’s largely market forces and therefore an inherent risk, they’re pretty much stuffed.

Only counter argument I can think of (I’m not up on Pension issues etc, so pinch of salt folks) is whether or not the fund managers should’ve taken action as soon as the seriousness of a Covid-19 was apparent.

Good luck finding that exact point though!

   
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Glasgow

 ced1106 wrote:
Crispy78 wrote:
My eldest son's school is doing brilliantly on the remote teaching. They run virtual classes in MS Teams for the academic stuff, and teachers set work and exercises for the creative and physical stuff. My son says he's doing more productive work now than he was actually at school. I was with him when he connected in to his first remote lesson, the teacher was fantastic. Probably only heard of Teams 2 weeks ago but it was like she'd been doing it for years.


Good to hear of this. In California, the University of Phoenix and Stanford have had long-distance learning for years. I hope that long-distance learning becomes more popular, including its use in home school programs.



Long-distance learning at university is usually quite different from remote teaching. Generally it's a reading list, a supervisor who will answer emails (on a massively variable timescale), maybe occasional skype supervisions, and possibly a few video lectures. There really isn't usually much of a 'teaching' component.

On remote teaching in higher education, however: unfortunately, it's frequently just an excuse to reduce overheads and delivers absolutely appalling teaching because, as training people properly defeats the 'quick, save money!' purpose, people are absolutely terrible at it on the whole. The number of academics with any actual training in teaching is miniscule, and what we have is usually learnt by osmosis plus our seeking out some literature on it (usually only in prep for a teaching statement in a CV or a job talk) and our own experiences of it will almost always be entirely in face-to-face contexts.

I'm a little worried about how this period is going to encourage more of it. Universities will certainly embrace that their teaching staff were forced to adapt on the hoof to claim that it shows it's easy to teach online and that as much as possible should shift that way. Quite ignoring that all the evidence says blended learning is positive but that a complete jump to online is damaging, and that badly taught online classes are far, far less effective than badly taught face-to-face ones (and anyone in our sector being honest with themselves needs to acknowledge that most of our teaching is pretty poor to start with).

This message was edited 1 time. Last update was at 2020/03/26 10:30:02


 
   
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 queen_annes_revenge wrote:
It always amazes me that, despite being advised not to panic sell, everytime there's a market dip people do so anyway. all previous evidence suggests that the stock market will recover eventually. If I had the knowledge, I'd be buying all the cheap stocks right now, but my financial adviser seems quite busy so I'm not going to trouble him. I just wont look at my stocks and shares statements for a 12-18 months...


Actually, at least last I read in the USA, most individual investors do not sell during a correction or recession. With the long-running bull market (so far -- Ken Fisher says it's in the late stages), that actually has done well in the long run. So far. IMO, Individual investors should at least be familiar with Dividend Growth Investing, as a conservative building block for their portfolio.

EDIT: Naturally, found an article that says otherwise, at least for bond funds, of all things. : https://theprovince.com/news/canada/u-s-bond-funds-post-record-outflows-as-coronavirus-threatens-liquidity/wcm/f0d37e34-0f23-45b6-b1ec-bb29ffda8d57

One of the Market Watch articles I posted said that, yet again, the volatility and stock market behavior are due to computer trading, which relies on technical indicators to sell. That is, they not selling because of the virus, they're selling because of the numbers. If there's anything that's "This Time It's Different", it's the increase in computer-generated trading over the last few decades. This doesn't mean you can't use good ol' Dollar Cost Averaging so you don't buy when volatility shoots up the market price.

Unfortunately, I'm not up with pension plans. Would they use the same computer-generated trading that institutions use?

*****

So for those who still think CoVid is an old person's disease, or still look only at the recovery rates, he's an article of one recovered otherwise healthy UK woman's ordeal with the virus. On top of it, she said she was self-isolating and is a former nurse, so even with a minimal risk, you can catch the virus. So either take self-isolation seriously, or give up an party like those spring break teenagers. "I was crying in agony as my joints felt like they were on fire. My chest was killing me, I had a high temperature of 38.5 and a dry cough, but it wasn't persistent. ... She developed cyanosis (a blueish cast to the skin), felt light-headed and dizzy as she was not getting enough oxygen." : https://www.devonlive.com/news/devon-news/fit-healthy-devon-mum-32-3985527

Only way we have now is to "flatten the curve". Self-isolation slows down the rate of virus transmission, thus reducing the burden on hospitals at any one time. As. Dr. Drew Harris put it, "It's the difference between finding an ICU bed & ventilator or being treated in the parking lot tent. " https://www.inquirer.com/health/coronavirus/coronavirus-covid-19-drew-harris-infographic-20200324.html

And, if you are in the UK, here's that tent. Emergency coronavirus ward being built on hospital car park : https://www.itv.com/news/granada/2020-03-26/emergency-coronavirus-ward-being-built-on-hospital-car-park/

This message was edited 1 time. Last update was at 2020/03/26 14:05:15


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Sure Space Wolves Land Raider Pilot






She survived. If she had 40+ more years she probably would have died. I’m not saying it’s an old persons disease I’m just saying that we shouldn’t be going full freak out about a disease that kills 6% of those who get it.
   
Made in jp
[MOD]
Anti-piracy Officer






Somewhere in south-central England.

 Mad Doc Grotsnik wrote:
I feel sorry for those who were about to receive their Private Pension.

They’ve seen huge dips in the pot value at exactly the worst time. And given it’s largely market forces and therefore an inherent risk, they’re pretty much stuffed.

Only counter argument I can think of (I’m not up on Pension issues etc, so pinch of salt folks) is whether or not the fund managers should’ve taken action as soon as the seriousness of a Covid-19 was apparent.

Good luck finding that exact point though!


You need not worry. A well organised pension scheme begins to switch your units into safer investments years before your retirement date, to avoid this kind of scenario.

I'm writing a load of fiction. My latest story starts here... This is the index of all the stories...

We're not very big on official rules. Rules lead to people looking for loopholes. What's here is about it. 
   
Made in gb
Ridin' on a Snotling Pump Wagon






 Kilkrazy wrote:
 Mad Doc Grotsnik wrote:
I feel sorry for those who were about to receive their Private Pension.

They’ve seen huge dips in the pot value at exactly the worst time. And given it’s largely market forces and therefore an inherent risk, they’re pretty much stuffed.

Only counter argument I can think of (I’m not up on Pension issues etc, so pinch of salt folks) is whether or not the fund managers should’ve taken action as soon as the seriousness of a Covid-19 was apparent.

Good luck finding that exact point though!


You need not worry. A well organised pension scheme begins to switch your units into safer investments years before your retirement date, to avoid this kind of scenario.


Oh you sweet summer child with ribbons in your hair

What they should’ve done, and actually did, are often very different. Still, not my department, not my circus, not my monkeys!

   
Made in ch
The Dread Evil Lord Varlak





Considering Funds will be more readily available due to , dare i say, untimely departure of certain members, i'd argue that not all pension systems will suffer equally.

https://www.dakkadakka.com/dakkaforum/posts/list/0/766717.page
A Mostly Renegades and Heretics blog.
GW:"Space marines got too many options to balance, therefore we decided to legends HH units."
Players: "why?!? Now we finally got decent plastic kits and you cut them?"
Chaos marines players: "Since when are Daemonengines 30k models and why do i have NO droppods now?"
GW" MONEY.... erm i meant TOO MANY OPTIONS (to resell your army to you again by disalowing former units)! Do you want specific tyranid fighiting Primaris? Even a new sabotage lieutnant!"
Chaos players: Guess i stop playing or go to HH.  
   
Made in us
Longtime Dakkanaut





There are not many bright spots in the outbreak. However, if you are in the business of studying the effects of humans on the environment then you finally hit the jackpot. One would suspect that only a disaster like this would have produced some of the effects that are going on now.
   
Made in gb
Master Engineer with a Brace of Pistols






Had my first case of Corona rage today. Just, when you’re out working trying to provide an essential service and some miserable saggy old bastard thinks it’s business as usual and tries to get into your face, I just snapped.

EDIT: No violence, just a lot of shouting, in case you’re worried....

This message was edited 1 time. Last update was at 2020/03/26 13:04:53


 
   
Made in us
Incorporating Wet-Blending






 Jjohnso11 wrote:
She survived. If she had 40+ more years she probably would have died. I’m not saying it’s an old persons disease I’m just saying that we shouldn’t be going full freak out about a disease that kills 6% of those who get it.


Well, as I said, people are focusing too much, imo, on recovery rates, thus ignoring the ordeal of the virus.

Oh, and the ordeal of the health insurance bills. $$$

*****

Article on risk-bias. "“Quite simply, the more people hang out with each other, refusing to socially distance themselves, the more they put themselves at risk,” Tinsley said. “And quite ironically, the less they feel that this behavior actually is risky.” : https://www.foxnews.com/health/why-risk-of-contracting-coronavirus-isnt-enough-to-keep-people-apart


Of course, the real question about the coronavirus is, "How much is this gonna cost me?" : https://time.com/5806312/coronavirus-treatment-cost/



This message was edited 1 time. Last update was at 2020/03/26 15:15:40


Crimson Scales and Wildspire Miniatures thread on Reaper! : https://forum.reapermini.com/index.php?/topic/103935-wildspire-miniatures-thread/ 
   
Made in us
Shadowy Grot Kommittee Memba




The Great State of New Jersey

 Future War Cultist wrote:
Had my first case of Corona rage today. Just, when you’re out working trying to provide an essential service and some miserable saggy old bastard thinks it’s business as usual and tries to get into your face, I just snapped.

EDIT: No violence, just a lot of shouting, in case you’re worried....


Mine was on Monday, albeit for different reasons. Had a direct report call to tell me he was sick and went to the doctor, and the doctor referred him for testing, set off a panic in the department as most of our personnel are older and a few are caring for elderly parents/grandparents, etc. Our company established pretty strict guidelines and reporting requirements early on, so I emailed him the requisite paperwork that he would need to fill out before showing up for work again. Next day I show up at the office at 0700 and hes standing there for our morning stand-up meeting, no apparent illness, no test results, no paperwork, etc. We had to get HR involved and he was sent home indefinitely while they investigate the situation and make a determination as to what to do with him, I would expect he gets terminated for this as it seems evident that he lied about getting tested, and he has a really long and bad disciplinary record. My take is that he either lied about being tested, in which case he should be disciplined for it, or he told the truth and is untested and potentially contagious, and should be forced to quarantine until we can be sure that he isn't going to spread it to the entire building. Based on a convo I had yesterday with HR it sounds like he realized he fethed up and hes trying to backpedal his claims, provided a doctors note saying that hes healthy and fit for work and is hoping we ignore the part where he told us that he used coronavirus as an excuse to take a day off work (jokes on him there, if he had just said he needed to take care of some personal stuff we would have given him the day).


Automatically Appended Next Post:
3.28 million people filed jobless claims last week: https://www.wsj.com/articles/the-long-run-of-american-job-growth-has-ended-11585215000

The recession is real.

This message was edited 1 time. Last update was at 2020/03/26 15:01:53


CoALabaer wrote:
Wargamers hate two things: the state of the game and change.
 
   
 
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