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HQ
Haemonculus, w/ Liquifier - 60

Troops
4x Wracks, w/ Venom, Splinter Cannon - 105
5x Warriors, w/ Venom, Splinter Cannon - 110
5x Warriors, w/ Venom, Splinter Cannon - 110

Heavy
Ravager, w/ 3x Disintegrators, Night Shields - 115

Comes right to 500 pnts, the armys I plan on facing the most with this list are, Orcs, SW, GK, IG. At this point level not sure if this is enough fire power to be able to handle any transports or if i should drop the Night Shield, 1 wrack, and 1 group of warriors to add in a squad of 5x Scourges w/ 2x Haywire Blasters for 130 pnts. Or if i should even keep dark lances on the ravager instead. Alittle worried about only 2 small groups of troops if I add the scourges.

That's quite a tidy little 500 point list. If you're concerned about anti-armour, then like you said, Dark Lances instead of Disintergrators is the obvious move.

I don't know how much Mech you're expecting to face at such a low point limit though. Maybe a couple of AV12 transports, but it wont be much. 9 S6 shots would probably be enough to glance them to death, especially if you can get around them. I'd test it out a couple of times with Disintegrators, and if you find that you're struggling with tanks then swap out for the DL's.

Either way, this ist looks like a really good start.

My 500pt list is a Haem w/ liquifier gun, 2 squads of 3 Wracks, 2 Raiders w/ dissies, a lance ravager and a razorwing with lances, monoscythes and a flickerfield, for a very take-all-comers list.

In your list, I would switch 1-2 of the warrior venoms to dissie raiders and change the ravager to lances.

If you take 1 d.raider, then use the spare 5pts to give the haem a venom blade.
If you take 2, put the wracks in a raider, drop the night shields on tne ravager, and give the wracks a 5th man + a liquifier gun.

This will give you decent anti infantry and anti tank at this points level, the dissied will happily eat characters / termis, and your only concern will likely be the occasional cheeky flyer.

I would drop the night shields, change the disintegrators into lances, change the haemy venom into a raider, and give one warrior squad a blaster. This gives you more AT (5 s8/ap2) and you lose some anti-horde (12 4+ poison, 9 s5 ap2). A worth-while trade IMO.

Well its almost time for this small point league starter army to roll. Here are some chages i have made and have 3 versions to pick from and cant deside which do you think looks best or ways to improve?

HQ
Haemonculus - 50
Troop
3x Wracks w/ Venom, Splinter Cannon - 95
5x Warriors w/ Blaster, Venom, Splinter Cannon - 125
5x Warriors w/ Blaster, Venom, Splinter Cannon - 125
Heavy
Ravager w/ Dark Lances - 105

or

HQ
Haemonculus w/ Venom Blade - 55
Troop
3x Wracks w/ Venom, Splinter Cannon - 95
5x Warriors w/ Venom - 100
Heavy
Ravager w/ Dark Lances - 105
Razorwing - 145

or

HQ
Haemonculus w/ Venom Blade - 55
Troop
3x Wracks - 30
3x Wracks w/ Venom, Splinter Cannon - 95
5x Warriors w/ Venom, Splinter Cannon - 110
Heavy
Ravager w/ Dark Lances - 105
Ravager w/ Dark Lances - 105

All 3 lists come out to 500 on the dot. I am leaning toward the first list, but do like the flyer in the 2nd list for this level, The last list is for the Necron list i know is showing up with 3 av13 rides. other than that av13 wall I should see Orcs, SW, GK, BA. The only other thing to get in my way would be an IG list with 4 av12 and a flyer but that list may not be used.